77 Cotswold Cir, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 77 Cotswold Cir, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,560 sqft · built 1985
Lot Size	0.323 acres (14,083 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Aug 2010)
Tax Bill	$6,914 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37 00034-0000-00029-0000-C4.05`

Property Details

APN / Parcel Number

Primary APN	`37 00034-0000-00029-0000-C4.05`
Alternative APNs	`37-00034-0000-00029-0000-C0405` `3700034000000029C4.05`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	1,072 sqft
Upper Floors Area	752 sqft
Basement Area	368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	14,083 sqft (0.323 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	92 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	37000340000000290000C4.05
Street Address	77 COTSWOLD CIR
City	OCEAN
State	NJ
Zip	07712-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8057
Legal Description	COTSWOLD-ON-THE-GREEN BLDG 4 UNIT 4-E
Legal Subdivision	COLTSWOLD-ON-THE-GREEN BLDG 04
Legal Block	34
Legal Lot Number	29
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2007
Census Tract	806502

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	77 COTSWOLD CIR, OCEAN, NJ 07712-2647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2010 · Amount on Record
Deed Sale	Aug 11, 2010 · Amount on Record
Prior Sale	Jan 5, 1999 · Amount on Record
Deed Document Number	201073138
Deed Book / Page	8844 / 5309
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	77 COTSWOLD CIR, OCEAN, NJ 07712-2647
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094826276
Date	Feb 17, 2021
Book Page	9482/6276
Instrument	2021024757

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,700 (+2.09%) Land $315,000 Building $252,700	$567,700 (+2.09%) Land $315,000 Building $252,700
2025		$556,100 (+15.57%) Land $309,000 Building $247,100	$556,100 (+15.57%) Land $309,000 Building $247,100
2024	$6,914.00 (+4.24%)
2023		$481,200 Land $248,000 Building $233,200	$481,200 Land $248,000 Building $233,200
2022	$6,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35