77 Coppermine Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 77 Coppermine Rd, Topsfield, MA 01983

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 7,036 sqft · built 2002
Lot Size2.18 acres (94,961 sqft)
Owner2 Individual Names on Record
Last Sale$2,315,000 (Mar 2021)
Tax Bill$39,635 (2025)
Deeds & MortgagesSep 2018 Mortgage
Dec 2019 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNTOPS M:0079 B:0012 L

Property Details

APN / Parcel Number

Primary APNTOPS M:0079 B:0012 L
Alternative APN
  • 2206

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area7,036 sqft Living Area
Gross Area15,205 sqft
Basement Area573 sqft
Unfinished Basement573 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area94,961 sqft (2.18 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2206
Street Address77 COPPERMINE RD
CityTOPSFIELD
StateMA
Zip01983-2017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORA
Legal Block12
JurisdictionTOPSFIELD MA
Township / Civil DivisionTOPSFIELD
Census Block Group4
Census Block4019
Census Tract214100

Owner

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address77 COPPERMINE RD, TOPSFIELD, MA 01983-2017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2018Deed of Trust, Mortgage
NORTHERN BK & TR
Dec 18, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHERN BANK & TRUST CO
Mar 1, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NORTHERN BANK & TRUST CO
Sep 26, 2018Deed of Trust, Mortgage
NORTHERN BK
Mar 15, 2017Quit Claim Deed, Transfer
RALPH DIGIROLAMO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2021 · Amount on Record
Deed SaleMar 1, 2021 · Amount on Record
Prior SaleMar 15, 2017 · Amount on Record
Deed Book / Page39592 / 300
Prior Transfer DateFeb 26, 2021
Prior Transfer Doc39592-300
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address77 COPPERMINE RD, TOPSFIELD, MA 01983-2017
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37043-519
DateSep 27, 2018
Book Page37043/519
Instrument180927003630
Lender
NameNORTHERN BK & TR
Agreement
AmountAmount Recorded

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address77 COPPERMINE RD, TOPSFIELD, MA 01983-2017
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38127-304
DateDec 18, 2019
Book Page38127/304
Instrument20191218005940
Lender
NameNORTHERN BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTOPSFIELD MA
Recording DateMar 1, 2021
Property Address77 COPPERMINE RD, TOPSFIELD, MA 01983-2017
Document Number039592-300
Book / Page39592 / 300
Instrument DateFeb 26, 2021
Transaction TypeTransfer
Record UpdatedJan 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address77 COPPERMINE RD, TOPSFIELD, MA 01983-2017

Mortgage

Document Number0000622350
DateMar 1, 2021
Instrument622350
Lender
NameNORTHERN BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.38%
Type Change DateMar 1, 2028
Max Rate At Change2.75%
Index1-Year CMT

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address77 COPPERMINE RD, TOPSFIELD, MA 01983-2017
Document Number0000596262
Instrument DateSep 26, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address77 COPPERMINE RD TOPSFIELD MA 019832017, TOPSFIELD, MA 01983-2017

Mortgage

Document Number0000596262
DateSep 27, 2018
Instrument596262
Lender
NameNORTHERN BK
TypeBank
Agreement
AmountAmount Recorded

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTOPSFIELD MA
Recording DateMar 15, 2017
Property Address77 COPPERMINE RD, TOPSFIELD, MA 01983-2017
Document Number35734-412
Book / Page035734 / 000412
Instrument DateMar 15, 2017
Instrument1703150251
Transaction TypeTransfer
Record UpdatedApr 4, 2017

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,840.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address90 ATTAMONT AVE MELROSE MA 02176, MELROSE, MA 02176

Mortgage

Document Number35734-414
DateMar 15, 2017
Book Page035734/000414
Instrument1703150252
Lender
NameRALPH DIGIROLAMO
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionTopsfield Town
Secondary School DistrictMasconomet School District (07 - 12)
Elementary School DistrictTopsfield School District (PK - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$39,635.00 (+2.04%)$2,644,100 (-) Land $569,000 Building $2,075,100$569,810
2024$38,842.00 (+1.15%)$2,644,100 (+4.66%) Land $569,000 Building $2,075,100
2023$38,401.00$2,526,400 Land $481,400 Building $2,045,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1996–2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOPSFIELD WATER DEPARTMENT
serves 5,435 people · EPA ID MA3298000
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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