77 Co Rd 8, Waterloo, AL 35677 Property Records

Lauderdale County property record for 77 Co Rd 8, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,479 sqft · built 1956
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$495 (2025)
Flood Zone	Zone X (minimal risk)
APN	`12-02-03-0-000-019-000`

Property Details

APN / Parcel Number

Primary APN	`12-02-03-0-000-019-000`
Alternative APNs	`006764` `9558` `6764`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Lot Dimensions	309 ft deep x 181 ft wide
Garage Type	Mixed
Garage Area	1,260 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	6764
Street Address	77 COUNTY ROAD 8
City	WATERLOO
State	AL
Zip	35677-3400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	181.9 X 309.44 DESC AS PT OF SE/4 OF SE/4 OF SEC 3 FI 91-123 FR D05
Legal Range	14W
Legal Township	02S
Legal Section	03
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1102
Census Tract	11300

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 COUNTY ROAD 8, WATERLOO, AL 35677-3400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$495.00 (+7.84%) Homeowner's exemption	$15,800 (+6.9%)	$164,820 (+11.77%) Land $24,500 Building $140,320
2024	$459.00 (-12.24%) Homeowner's exemption	$14,780 (+379.87%) Land $2,060 Building $12,720	$147,460 (-2.83%) Land $20,400 Building $127,060
2023	$523.00 (+36.2%) Homeowner's exemption	$3,080 (-72.5%) Land $3,080	$151,760 (+35.5%) Land $30,800 Building $120,960
2022	$384.00 Homeowner's exemption	$11,200	$112,000 Land $25,400 Building $86,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000