Mitchell County property record for 77 Church Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1958 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $27,000 (Feb 2019) |
| Tax Bill | $764 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0880-12-87-7139 |
| Primary APN | 0880-12-87-7139 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,700 sqft (0.59 acres) |
| Heating System | Central |
|---|
| Account Number | 555781963 |
|---|---|
| Street Address | 77 CHURCH RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE BRANCH RD 1148 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950300 |
Source: Mitchell County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1218 DALE RD, SPRUCE PINE, NC 28777-6482 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMERCE BANK |
| Jul 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage TD BANK NA |
| Feb 12, 2019 | Warranty Deed, Transfer · Seller Carry-Back BARBARA BLEVINS HUSKINS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 12, 2019 · Amount on Record |
| Deed Sale | Feb 12, 2019 · Amount on Record |
| Prior Sale | Jul 26, 2018 · Amount on Record |
| Deed Document Number | 2019235 |
| Deed Book / Page | 598 / 909 |
| Prior Transfer Date | Aug 30, 2013 |
| Prior Transfer Doc | 000540/081 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 77 CHURCH RD, SPRUCE PINE, NC 28777-8690 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000613/469 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 613/469 |
| Instrument | 2020000760 |
| Name | UNITED COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 26, 2018 |
| Property Address | 77 CHURCH RD, SPRUCE PINE, NC 28777-8690 |
| Document Number | 000593/219 |
| Book / Page | 593 / 219 |
| Map Reference | DD555 PG263 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 2018001247 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13681 HIGHWAY 2265, 13681, SPRUCE PINE, NC 28777 |
| Name | Verified Name |
|---|
| Document Number | 2018001248 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 2018001248 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Feb 12, 2019 |
| Property Address | 77 CHURCH RD, SPRUCE PINE, NC 28777-8690 |
| Document Number | 000598/909 |
| Book / Page | 598 / 909 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 2019000235 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 77 CHURCH RD, 77, SPRUCE PINE, NC 28777-8690 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 929, SPRUCE PINE, NC 28777-0929 |
| Document Number | 2019000236 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 2019000236 |
| Name | BARBARA BLEVINS HUSKINS |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Feb 1, 2021 |
Source: Mitchell County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $764.00 (+1.6%) | $119,400 (-) Land $12,600 Building $106,800 | |
| 2023 | $752.00 | $119,400 Land $12,600 Building $106,800 | $119,400 Land $12,600 Building $106,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito West Holding Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures