Polk County property record for 77 Chestnut St, Unit 404, Tryon, NC 28782
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 1986 |
| Lot Size | 6.19 acres (269,766 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $1,796 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T8-A2-404 |
| Primary APN | T8-A2-404 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Units | 46 Units |
| Building Area | 1,484 sqft Finished Area |
| Basement Area | 740 sqft |
| Unfinished Basement | 740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 269,766 sqft (6.19 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 18444 |
|---|---|
| Street Address | 77 CHESTNUT ST, 404 |
| City | TRYON |
| State | NC |
| Zip | 28782-3387 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | UNIT 404 OAK HALL CONDO., T8A T8A |
| Legal Subdivision | OAK HALL CONDOMINIUM |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920304 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Tryon Historic District listed 2015 · 13 contributing resources · NRIS 15000900 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 77 CHESTNUT ST, TRYON, NC 28782-3386 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 77 CHESTNUT ST UNIT 404, 404, TRYON, NC 28782-3387 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 00458/1236 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 458/1236 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 7, 2041 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Tryon Town |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,796.00 | $387,994 (-) Building $387,994 | $387,994 (-) Building $387,994 |
| 2025 | $1,796.00 (+54.3%) | $387,994 (+90.79%) Building $387,994 | $387,994 (+90.79%) Building $387,994 |
| 2023 | $1,164.00 | $203,357 Building $203,357 | |
| 2021 | $203,357 Building $203,357 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: Pangaea Internet.
5G and 4G LTE (outdoors only)
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