77 Chestnut St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 77 Chestnut St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1943
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Apr 2022)
Tax Bill	$6,684 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-5520`

Property Details

APN / Parcel Number

Primary APN	`061-5520`
Alternative APNs	`NAUG M:44-102W32-32` `NAUG M:061 L:5520` `AI11 102W32 32` `61-5520`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,658 sqft
1st Floor Area	720 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	270 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	61-5520
Street Address	77 CHESTNUT ST
City	NAUGATUCK
State	CT
Zip	06770-2644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Lot Number	5520
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2000
Census Tract	345400

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	77 CHESTNUT ST, NAUGATUCK, CT 06770-2644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 1, 2022	Executor's Deed, Transfer
Sep 15, 2017	Warranty Deed, Transfer PHH HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	20221189
Deed Book / Page	1099 / 36
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	77 CHESTNUT ST, NAUGATUCK, CT 06770-2644
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001088-280
Date	Nov 3, 2021
Book Page	1088/280
Instrument	4984

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Dec 1, 2047

April 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Apr 1, 2022
Property Address	77 CHESTNUT ST, NAUGATUCK, CT 06770-2644
Document Number	0001099-36
Book / Page	1099 / 36
Instrument Date	Mar 30, 2022
Instrument	20221189
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Sep 15, 2017
Property Address	77 CHESTNUT ST, NAUGATUCK, CT 06770-2644
Document Number	1001-230
Book / Page	001001 / 000230
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 CHESTNUT ST NAUGATUCK CT 067702644, NAUGATUCK, CT 06770-2644

Mortgage

Document Number	1001-233
Date	Sep 15, 2017
Book Page	001001/000233

Lender

Name	PHH HM LNS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,684.00 (+1.64%)	$165,270 (-) Land $28,420 Building $136,850	$310,203 (+168.14%)
2025	$6,576.00	$165,270 (-) Land $28,420 Building $136,850	$115,689 Land $19,894 Building $95,795
2024	$6,576.00 (-11.09%)
2023	$7,396.00 (+62.73%)	$165,270 (+73.64%) Land $28,420 Building $136,850
2022	$4,545.00	$95,180 Land $30,180 Building $65,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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