77 Chelton St, Torrington, CT 06790 Property Records

Torrington City property record for 77 Chelton St, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 2005
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Dec 2016)
Tax Bill	$5,832 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Nov 2025 Mortgage + 1 more
APN	`NRCA M:30 L:010-5`

Property Details

APN / Parcel Number

Primary APN	`NRCA M:30 L:010-5`
Alternative APNs	`M:30 L:010=5` `98101441`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	98101441
Street Address	77 CHELTON ST
City	TORRINGTON
State	CT
Zip	06790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	10-5
Jurisdiction	NORTH CANAAN CT
Township / Civil Division	NORTH CANAAN
Census Block Group	4
Census Block	4004
Census Tract	310100

Owner

Source: Torrington City records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 CHELTON ST, TORRINGTON, CT 06790
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2025	Deed of Trust, Mortgage · Line of Credit TORRINGTON SAVINGS BANK
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage AFC MORTGAGE GROUP LLC
Oct 19, 2017	Deed of Trust, Mortgage · Line of Credit LEE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2016 · Amount on Record
Deed Sale	Dec 27, 2016 · Amount on Record
Prior Sale	Oct 3, 2016 · Amount on Record
Deed Book / Page	140 / 1039
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH CANAAN CT
Property Address	77 CHELTON ST, TORRINGTON, CT 06790
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000158-190
Date	Jun 5, 2025
Book Page	158/190
Instrument	408190005

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2050

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH CANAAN CT
Recording Date	Nov 13, 2025
Property Address	77 CHELTON ST, TORRINGTON, CT 06790
Document Number	000158-964
Book / Page	158 / 964
Instrument Date	Nov 10, 2025
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0410080015
Date	Nov 13, 2025
Instrument	410080015

Lender

Name	AFC MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH CANAAN CT
Property Address	77 CHELTON ST, TORRINGTON, CT 06790-3304
Document Number	142-453
Book / Page	000142 / 000453
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 CLAYTON RD CANAAN CT 06018, CANAAN, CT 06018

Mortgage

Document Number	142-453
Date	Oct 24, 2017
Book Page	000142/000453
Instrument	34911

Lender

Name	LEE BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,832.00	$235,620 (-) Land $42,000 Building $193,620	$164,934 Land $29,400 Building $135,534
2024	$5,832.00 (-2.93%)
2023	$6,008.00 (+30.35%)	$235,620 (+58.49%) Land $42,000 Building $193,620
2022	$4,609.00	$148,670 Land $42,810 Building $105,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000

May also be available: Verizon.

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