Essex County and Montclair Township property record for 77 Central Ave, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 3,085 sqft · built 1907 |
| Lot Size | 0.312 acres (13,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,197,400 (Dec 2025) |
| Tax Bill | $18,153 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02401-0000-00027 |
| Primary APN | 13-02401-0000-00027 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,085 sqft Living Area |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Construction Type | Frame |
| Lot Area | 13,600 sqft (0.312 acres) |
| Lot Dimensions | 272 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130240100027 |
|---|---|
| Street Address | 77 CENTRAL AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X272 IRR |
| Legal Block | 2401 |
| Legal Lot Number | 27 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 16400 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 77 CENTRAL AVE, MONTCLAIR, NJ 07042-3000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 16, 2025 | Deed, Transfer · Conventional Mortgage BRIGHTON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on Record |
| Deed Sale | Dec 16, 2025 · Amount on Record |
| Prior Sale | Sep 1, 1999 · Amount on Record |
| Deed Document Number | 202578463 |
| Prior Transfer Date | Mar 4, 1993 |
| Prior Transfer Doc | 5253000310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 77 CENTRAL AVE, MONTCLAIR, NJ 07042-3000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000074496 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 2022074496 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 16, 2025 |
| Property Address | 77 CENTRAL AVE, MONTCLAIR, NJ 07042-3000 |
| Document Number | 0000078463 |
| Instrument Date | Nov 29, 2025 |
| Instrument | 2025078463 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15719 SE KESTREL DR, HAPPY VALLEY, OR 97015-3611 |
| Name | Verified Name |
|---|---|
| Address | 77 CENTRAL AVE, MONTCLAIR, NJ 07042-3000 |
| Document Number | 0000078464 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2025078464 |
| Name | BRIGHTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $598,000 (+15.82%) Land $217,900 Building $380,100 | $598,000 (+15.82%) Land $217,900 Building $380,100 | |
| 2025 | $18,153.00 (+3.32%) | $516,300 (-) Land $217,900 Building $298,400 | $516,300 (-) Land $217,900 Building $298,400 |
| 2024 | $17,569.00 (+3.5%) | ||
| 2023 | $516,300 Land $217,900 Building $298,400 | $516,300 Land $217,900 Building $298,400 | |
| 2022 | $16,975.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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