Gallatin County property record for 77 Centennial Trl, Bozeman, MT 59715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,770 sqft · built 1996 |
| Lot Size | 10.1 acres (443,746 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $13,844 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RGH28582 |
| Primary APN | 00RGH28582 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,770 sqft Living Area |
| 1st Floor Area | 2,770 sqft |
| Basement Area | 2,192 sqft |
| Finished Basement | 2,192 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 443,746 sqft (10.1 acres) |
| Terrain | Wet |
| Garage Type | Mixed |
| Garage Area | 2,080 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,108 sqft |
| Deck Area | 340 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00RGH28582 |
|---|---|
| Street Address | 77 CENTENNIAL TRL |
| City | BOZEMAN |
| State | MT |
| Zip | 59715-8604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MINOR SUB 85A, S30, T02 S, R06 E, LOT 1A, ACRES 10.187 |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | MINOR SUB 085A |
| Legal Lot Number | 1A |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 1001 |
Source: Gallatin County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 77 CENTENNIAL TRL, BOZEMAN, MT 59715-8604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 2, 2020 |
| Transfer Doc | 0002698482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 77 CENTENNIAL TRL, BOZEMAN, MT 59715-8604 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN LAND TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2748985 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2748985 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.35% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.35% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.35% |
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Bozeman Elementary School District (PK - 08) |
| Secondary School District | Bozeman High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,844.00 (+20.61%) | $2,462,000 (+8.38%) | $2,462,000 (+8.38%) Land $1,316,990 Building $1,145,010 |
| 2023 | $11,478.00 | $2,271,700 | $2,271,700 Land $945,991 Building $1,325,709 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 79% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
| CenturyLink DSL | 140 / 20 |
May also be available: Global Net.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures