77 Cedar St, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 77 Cedar St, Cedar Grove, NJ 07009

Property Summary

Property TypeSingle Family Home
Details1,670 sqft · built 1867
Lot Size0.205 acres (8,947 sqft)
Owner2 Individual Names on Record
Last Sale$281,500 (May 2015)
Tax Bill$7,945 (2025)
Deeds & MortgagesJul 2023 Second Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN04-00123-0000-00020

Property Details

APN / Parcel Number

Primary APN04-00123-0000-00020
Alternative APN
  • 040012300020

Interior

Stories2 Stories
Building Area1,670 sqft Living Area

Exterior

Year BuiltBuilt 1867
Effective Year BuiltEffective 1867
Construction TypeFrame
Lot Area8,947 sqft (0.205 acres)
Lot Dimensions142 ft deep x 63 ft wide

Location & Zoning

Old Parcel Number040012300020
Street Address77 CEDAR ST
CityCEDAR GROVE
StateNJ
Zip07009-1727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description63X142+8X73TRI
Legal Block123
Legal Lot Number20
JurisdictionESSEX NJ
Township / Civil DivisionCEDAR GROVE
Census Block Group5
Census Block5005
Census Tract21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address77 CEDAR ST, CEDAR GROVE, NJ 07009-1727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Jul 10, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2015 · Amount on Record
Deed SaleMay 8, 2015 · Amount on Record
Prior SaleApr 11, 2012 · Amount on Record
Deed Document Number201535796
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address77 CEDAR ST, CEDAR GROVE, NJ 07009-1727
Transaction TypeMortgage
Record UpdatedAug 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000040607
DateJul 7, 2023
Instrument2023040607
Lender
NameNEW JERSEY HOUSING & MORTGAGE FIN AGENCY
TypeGovernment Agency
AddressTRENTON, NJ 08650
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address77 CEDAR ST, CEDAR GROVE, NJ 07009-1727
Document Number0000066483
Instrument DateJul 10, 2018
Transaction TypeMortgage
Record UpdatedOct 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address77 CEDAR ST CEDAR GROVE NJ 070091727, CEDAR GROVE, NJ 07009-1727

Mortgage

Document Number0000066483
DateJul 31, 2018
Instrument66483
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2048

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionCedar Grove Township
Unified School DistrictCedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$565,400 (+91.21%) Land $355,000 Building $210,400$565,400 (+91.21%) Land $355,000 Building $210,400
2025$7,945.00 (+2.79%)$295,700 (-) Land $241,200 Building $54,500$295,700 (-) Land $241,200 Building $54,500
2024$7,729.00 (+1.95%)
2023$295,700 Land $241,200 Building $54,500$295,700 Land $241,200 Building $54,500
2022$7,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1994–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR GROVE WATER DEPT
serves 12,900 people · EPA ID NJ0704001
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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