Rowan County property record for 77 Cedar Brook Way, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | built 2010 |
| Lot Size | 1.03 acres (45,259 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,500 (Oct 2019) |
| Tax Bill | $1,192 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-00 00 032.13 |
| Primary APN | 043-00 00 032.13 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,259 sqft (1.03 acres) |
| Cooling System | Central |
|---|
| Account Number | 12143 |
|---|---|
| Street Address | 77 CEDAR BROOK WAY |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT #4 (1.039A+-) |
| Legal Subdivision | CEDAR BROOK SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950100 |
Source: Rowan County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 77 CEDAR BROOK WAY, MOREHEAD, KY 40351-7242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2023 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Dec 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 18, 2019 | Deed, Transfer · FHA Mortgage GOPRIME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2019 · Amount on Record |
| Deed Sale | Oct 18, 2019 · Amount on Record |
| Prior Sale | Aug 18, 2016 · Amount on Record |
| Deed Document Number | 20192001824 |
| Deed Book / Page | 273 / 699 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 77 CEDAR BROOK WAY, MOREHEAD, KY 40351-7242 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 77 CEDAR BROOK WAY, MOREHEAD, KY 40351-7242 |
| Document Number | 00A459/379 |
|---|---|
| Date | Apr 29, 2023 |
| Book Page | A459/379 |
| Instrument | 2022581 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 77 CEDAR BROOK WAY, MOREHEAD, KY 40351-7242 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00A427/408 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | A427/408 |
| Instrument | 2007485 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Oct 18, 2019 |
| Property Address | 77 CEDAR BROOK WAY, MOREHEAD, KY 40351-7242 |
| Document Number | 00D273/699 |
| Book / Page | D273 / 699 |
| Map Reference | CAB 2 SL 138 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 2001824 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1000 REVERE PL APT 16205, 16205, SPRING HILL, TN 37174-1785 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 77 CEDAR BROOK WAY, MOREHEAD, KY 40351-7242 |
| Investor | Possibly a Property Investor |
| Document Number | 0002001825 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 2001825 |
| Name | GOPRIME MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,192.00 (-1.81%) | $142,500 (-) Land $15,000 Building $127,500 | $142,500 (-) Land $15,000 Building $127,500 |
| 2023 | $1,214.00 | $142,500 Land $15,000 Building $127,500 | $142,500 Land $15,000 Building $127,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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