Flagler County property record for 77 Bridgewater Ln, Ormond Beach, FL 32174 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 2,096 sqft Living Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $305,000 (2018) |
| Tax Bill | $428.00 (2024) |
| Primary APN | 03-13-31-5120-1C020-0770 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,096 sqft Living Area |
| Gross Area | 2,706 sqft Gross Area |
| 1st Floor | 2,096 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,939 sqft (0.32 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 464 sqft Driveway |
| Patio Area | 240 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 77 BRIDGEWATER LN |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9266 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1C-F UNIT 2 LOT 77 OR 867 PG 851-ALI TRUST OR 994/1602 OR 2063/1902 OR 2195/1930 OR 2281/1241 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1C |
| Legal Block | 1C02 |
| Legal Lot Number | 77 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1C020-0770
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 24, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| May 25, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Mar 30, 2017 | Intrafamily Transfer, Transfer · Reverse Mortgage LONGRIDGE FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2018 · Amount on Record |
| Deed Sale | May 25, 2018 · Amount on Record |
| Prior Sale | Nov 26, 2002 · Amount on Record |
| Deed Doc Number | 201819473 |
| Deed Book / Page | 2281 / 1241 |
| Prior Transfer Date | Mar 01, 2017 |
| Prior Transfer Doc | 0021951930 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 77 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266 |
| Document Number | 0023600834 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 77 BRIDGEWATER LN ORMOND BEACH FL 321749266, ORMOND BEACH, FL 32174-9266 |
| Document Number | 0023600834 |
|---|---|
| Date | Jun 06, 2019 |
| Book Page | 002360/000834 |
| Instrument | 20496 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 25, 2018 |
| Property Address | 77 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266 |
| Document Number | 0022811241 |
| Book / Page | 2281 / 1241 |
| Map Reference | MB31 PG25&26 |
| Instrument Date | May 23, 2018 |
| Instrument | 2018019473 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SOUTHERN TITLE HOLDING CO LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 742 ALDENHAM LN, 742, ORMOND BEACH, FL 32174-1412 |
| Name | Verified Name |
|---|---|
| Address | 77 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266 |
| Document Number | 2018019474 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 2018019474 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 30, 2017 |
| Property Address | 77 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266 |
| Document Number | 0021951930 |
| Book / Page | 2195 / 1930 |
| Map Reference | MB31 PG25&26 |
| Instrument Date | Mar 01, 2017 |
| Instrument | 2017011184 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 77 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266 |
| Document Number | 2017011185 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 2017011185 |
| Name | LONGRIDGE FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.39% |
| Type Change Date | Apr 01, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $303,561 (+6.38%) | $410,383 (+4%) Land $60,000 Building $350,383 | |
| 2024 | $428.00 | ||
| 2023 | $428.00 (+42.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $285,367 (+3%) | $394,584 (+14.43%) Land $60,000 Building $334,584 |
| 2022 | $300.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $277,056 | $344,811 Land $60,000 Building $284,811 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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