77 Bray St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 77 Bray St, Chicopee, MA 01020 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1978
Square Footage	1,242 sqft Living Area
Lot Size	11,860 sqft (0.272 acres)
Occupancy	Owner Occupied
Last Sale	$213,500 (2019)
Tax Bill	$4,454.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`228-00002`
Alternative APN	`CHIC M:0228 P:00002`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,242 sqft Living Area
Gross Area	2,730 sqft Gross Area
1st Floor	1,242 sqft 1st Floor
Basement Area	520 sqft Basement
Unfinished Basement	520 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,860 sqft (0.272 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	228-00002
Street Address	77 BRAY ST
City	CHICOPEE
State	MA
Zip	01020-1326
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Minor Civil Division	CHICOPEE
Census Blockgroup	4
Census Block	4001
Census Tract	811000

Owner

Source: Hampden County and Chicopee City records · APN 228-00002

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	77 BRAY ST, CHICOPEE, MA 01020-1326
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Deed Doc Number	201941382
Deed Book / Page	22774 / 39
Record Refreshed	Jun 08, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 26, 2019
Property Address	77 BRAY ST, CHICOPEE, MA 01020-1326
Document Number	22774-39
Book / Page	22774 / 39
Instrument Date	Jun 10, 2019
Instrument	41382
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 GRATTAN ST, CHICOPEE, MA 01020-1309

Mortgage

Document Number	41383
Date	Jul 26, 2019
Instrument	41383

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,454.00 (+5.3%)	$293,800 (+2.51%) Land $91,400 Building $202,400	$281,865
2024	$4,230.00 (+5.33%)	$286,600 (+8.11%) Land $89,600 Building $197,000
2023	$4,016.00	$265,100 Land $81,400 Building $183,700

Flood & Wildfire

77 Bray St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.