77 Bradstone Cir, Irmo, SC 29063 Property Records

Richland County property record for 77 Bradstone Cir, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,117 sqft · built 1996
Lot Size	0.165 acres (7,226 sqft)
Owner	Individual Name on File
Last Sale	$106,500 (Nov 2017)
Tax Bill	$3,582 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05006-02-20`

Property Details

APN / Parcel Number

Primary APN	`05006-02-20`
Alternative APNs	`R05006-02-20` `01474559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,117 sqft Heated Area
Gross Area	1,163 sqft
1st Floor Area	1,117 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,226 sqft (0.165 acres)
Porch	Slab
Porch Area	110 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01474559
Street Address	77 BRADSTONE CIR
City	IRMO
State	SC
Zip	29063-9271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 20 48.1X110X78.1X110 #SU GLEN RIDGE PH 1 & 2 #PR 56-2181 56-7952
Legal Subdivision	GLENN RIDGE
Legal Lot Number	20,48
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2006
Census Tract	10315

Owner

77 Bradstone Cir is owned and occupied by an individual who bought it in November 2017.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	77 BRADSTONE CIR, IRMO, SC 29063-9271
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 1, 2017	Grant Deed, Transfer · FHA Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on File
Deed Sale	Nov 1, 2017 · Amount on File
Prior Sale	Dec 29, 2014 · Amount on File
Deed Document Number	201783460
Deed Book / Page	2256 / 2886
Prior Transfer Date	Apr 27, 2014
Prior Transfer Doc	0019430770
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	77 BRADSTONE CIR, IRMO, SC 29063-9271
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 FRANKLIN BLVD 201, 201, SOMERSET, NJ 08873-3676

Mortgage

Document Number	0026052763
Date	Apr 5, 2021
Book Page	2605/2763
Instrument	2021021778

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Nov 1, 2047

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 1, 2017
Property Address	77 BRADSTONE CIR, IRMO, SC 29063-9271
Document Number	2256/2886
Book / Page	002256 / 002886
Instrument Date	Oct 31, 2017
Instrument	83460
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 BRADSTONE CIR IRMO SC 290639271, IRMO, SC 29063-9271

Mortgage

Document Number	2256/2889
Date	Nov 1, 2017
Book Page	002256/002889
Instrument	83461

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 77 Bradstone Cir was $3,582.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,582.00	$122,600 (-)	$158,000 (-) Land $24,000 Building $134,000
2024		$122,600 (+2,775.23%)	$158,000 (+48.22%) Land $24,000 Building $134,000
2023	$3,093.00	$4,264	$106,600
2021	$3,014.00	$6,400	$106,600 Land $18,800 Building $87,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 77 Bradstone Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Bradstone Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CarolinaConnect Cooperative.

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