77 Bola Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 77 Bola Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 2003
Lot Size	0.381 acres (16,592 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Dec 2024)
Tax Bill	$6,143 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2011 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`7712-004-40005`

Property Details

APN / Parcel Number

Primary APN	`7712-004-40005`
Alternative APN	`13978`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,280 sqft Living Area
Gross Area	1,795 sqft
1st Floor Area	1,280 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,592 sqft (0.381 acres)

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Storage Building	64 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7712-004-40005
Street Address	77 BOLA DR
City	GAINESVILLE
State	TX
Zip	76240-6634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS; BLOCK 4; LOT 5 & BLK 5 LT 7; SEC 4, 77 BOLA DR
Legal Subdivision	WHISPERING HILLS
Legal Block	4,5
Legal Lot Number	5
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	2
Census Block	2063
Census Tract	200

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	77 BOLA DR, GAINESVILLE, TX 76240-6634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Sep 19, 2011	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 23, 2024	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 9, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2024 · Amount on File
Deed Sale	Dec 23, 2024 · Amount on File
Prior Sale	Apr 3, 2023
Deed Document Number	20249156
Deed Book / Page	2686 / 43
Prior Transfer Date	Jul 9, 2021
Prior Transfer Doc	2432/423
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Recording Date	Oct 7, 2026
Property Address	77 BOLA DR, GAINESVILLE, TX 76240-6634
Document Number	0000007526
Book / Page	2813 / 480
Instrument Date	Oct 1, 2026
Instrument	20267526
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 BOLA DR, GAINESVILLE, TX 76240-6634

Mortgage

Document Number	0000007526,
Date	Oct 7, 2026
Book Page	2813/480
Instrument	20267526

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	77 BOLA DR, GAINESVILLE, TX 76240-6634
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001766/541
Date	Sep 19, 2011
Book Page	1766/541
Instrument	00022716

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2026

December 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Dec 23, 2024
Property Address	77 BOLA DR, GAINESVILLE, TX 76240-6634
Document Number	0002686/43
Book / Page	2686 / 43
Map Reference	VOL 4 PG 31
Instrument Date	Dec 20, 2024
Instrument	2024-9156
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 BOLA DR, GAINESVILLE, TX 76240-6634

Mortgage

Document Number	0020249157
Date	Dec 23, 2024
Instrument	2024-9157

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jul 9, 2021
Property Address	77 BOLA DR, GAINESVILLE, TX 76240-6634
Document Number	002432/423
Book / Page	2432 / 423
Map Reference	CAB B SL 209
Instrument Date	Jul 9, 2021
Instrument	2021-05849
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 W FM 922, VALLEY VIEW, TX 76272-5115

Mortgage

Document Number	0202105850
Date	Jul 9, 2021
Instrument	2021-05850

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Sivells Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,143.00 (+2.03%) Homeowner's exemption	$518,158 (+2.01%) Land $307,434 Building $210,724	$518,158 (+2.01%) Land $307,434 Building $210,724
2025	$6,021.00 (+1.5%)	$507,949 (-4.83%) Land $297,225 Building $210,724	$507,949 (-4.83%) Land $297,225 Building $210,724
2024	$5,932.00 (-22.8%)
2023		$533,711 Land $204,732 Building $328,979	$533,711 Land $204,732 Building $328,979
2022	$7,684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2009–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 49% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
Starlink Satellite	280 / 30
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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