77 Blacksgate Cir, Cross Hill, SC 29332 Property Records

Laurens County property record for 77 Blacksgate Cir, Cross Hill, SC 29332

Property Summary

Property Type	Single Family Home
Lot Size	0.295 acres (12,877 sqft)
Owner	2 Individual Names on File
Last Sale	$341,000 (Dec 2018)
Tax Bill	$7,863 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`461-01-01-015`

Property Details

APN / Parcel Number

Primary APN	`461-01-01-015`
Alternative APNs	`4610101015 96278489` `96278489`

Exterior

Lot Area	12,877 sqft (0.295 acres)

Location & Zoning

Street Address	77 BLACKSGATE CIR
City	CROSS HILL
State	SC
Zip	29332-5013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 70 BLACKSGATE GREENWOOD
Legal Subdivision	BLACKGATE GREENWOOD
Legal Lot Number	70
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	3
Census Block	3004
Census Tract	921002

Owner

77 Blacksgate Cir is owned by two individuals who bought it in December 2018.

Source: Laurens County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 207, PAULINE, SC 29374-0207
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · VA Mortgage SRP FCU
Apr 12, 2021	Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Dec 3, 2018	Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Oct 28, 2016 · Amount on File
Deed Document Number	201810299
Deed Book / Page	1418 / 61
Prior Transfer Date	Oct 25, 2016
Prior Transfer Doc	0012900143
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	77 BLACKSGATE CIR, CROSS HILL, SC 29332-5013
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M26150185
Date	Aug 28, 2020
Book Page	M2615/185
Instrument	2020006604

Lender

Name	SRP FCU
Type	Credit Union
Address	NORTH AUGUSTA, SC 29861

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Apr 12, 2021
Property Address	77 BLACKSGATE CIR, CROSS HILL, SC 29332-5013
Document Number	0D15660087
Book / Page	D1566 / 87
Map Reference	MB A716 PG 7
Instrument Date	Apr 6, 2021
Instrument	2021003168
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 207, PAULINE, SC 29374-0207
Investor	Possibly a Property Investor

Mortgage

Document Number	2021003169
Date	Apr 12, 2021
Instrument	2021003169

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Dec 3, 2018
Property Address	77 BLACKSGATE CIR, CROSS HILL, SC 29332-5013
Document Number	0D14180061
Book / Page	D1418 / 061
Map Reference	MB 19 PG 73
Instrument Date	Nov 23, 2018
Instrument	2018010299
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,261.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	77 BLACKSGATE CIR, CROSS HILL, SC 29332-5013

Mortgage

Document Number	2018010300
Date	Dec 3, 2018
Instrument	2018010300

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 77 Blacksgate Cir was $7,863, up 1.6% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 56 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,863.00 (+1.64%)	$21,600 (-) Land $5,700 Building $15,900
2024	$7,736.00 (+11.2%)	$21,600 (+401.16%) Land $5,700 Building $15,900
2023	$6,957.00 (-8.32%)	$4,310 (-80.05%)	$71,800 (-80.06%) Building $71,800
2022	$7,588.00	$21,600 Land $5,700 Building $15,900	$360,000 (-) Land $95,000 Building $265,000
2021			$360,000 Land $95,000 Building $265,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 77 Blacksgate Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2012–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Blacksgate Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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