77 Betts Branch Rd, Bryson City, NC 28713 Property Records

Swain County property record for 77 Betts Branch Rd, Bryson City, NC 28713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 1976
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Feb 2022)
Tax Bill	$415 (2023)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`667416844480`

Property Details

APN / Parcel Number

Primary APN	`667416844480`
Alternative APN	`541331`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,542 sqft Total Area
Interior Walls	Plywood

Exterior

Year Built	Built 1976
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	541331
Street Address	77 BETTS BRANCH RD
City	BRYSON CITY
State	NC
Zip	28713-8799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-OR-1543-CHAMPION FIBER CO LTS 101 & 102
Legal Subdivision	CHAMPION FIBRE CO
Legal Lot Number	101,102
Jurisdiction	SWAIN NC
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1015
Census Tract	960200

Owner

77 Betts Branch Rd is owned by an individual who bought it in February 2022.

Source: Swain County records, as of November 6, 2023

Owner of Record	Individual Name on File
Mailing Address	PO BOX 366, BRYSON CITY, NC 28713-0366
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Deed Document Number	455
Deed Book / Page	504 / 939
Record Updated	Jun 7, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Feb 25, 2022
Property Address	77 BETTS BRANCH RD, BRYSON CITY, NC 28713-8799
Document Number	000504/939
Book / Page	504 / 939
Map Reference	CAB 1 SL 46A
Instrument Date	Feb 25, 2022
Instrument	455
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 805, MURPHY, NC 28906-0805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 366, BRYSON CITY, NC 28713-0366

Mortgage

Document Number	0000000456
Date	Feb 25, 2022
Instrument	456

Lender

Name	JACKSON SAVINGS BANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.9%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	4.9%
Max Rate At Change	5.9%
Index	5-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

Source: Swain County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$415.00 Additional exemption filed	$83,530 Land $26,060 Building $57,470	$83,530 Land $26,060 Building $57,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Betts Branch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2019–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Betts Branch Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BRYSON CITY serves 4,395 people · EPA ID NC0187010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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