77 Bernice Ave, Manchester, NH 03109 Property Records

Hillsborough County and Manchester City property record for 77 Bernice Ave, Manchester, NH 03109

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 972 sqft · built 1975
Lot Size	0.356 acres (15,498 sqft)
Owner	Individual Name on Record
Tax Bill	$5,357 (2024)
Deeds & Mortgages	Jun 2025 Line of Credit Feb 2024 Refinance
Flood Zone	Zone X (minimal risk)
APN	`5470015`

Property Details

APN / Parcel Number

Primary APN	`5470015`
Alternative APN	`MNCH M:0806 B:000 L:0029`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
Gross Area	2,268 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,498 sqft (0.356 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5470015
Street Address	77 BERNICE AVE
City	MANCHESTER
State	NH
Zip	03109-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	29
Jurisdiction	MANCHESTER CITY NH
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1006
Census Tract	2600

Owner

Source: Hillsborough County and Manchester City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	77 BERNICE AVE, MANCHESTER, NH 03109-5106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 14, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Property Address	77 BERNICE AVE, MANCHESTER, NH 03109-5106
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09862-1510
Date	Jun 12, 2025
Book Page	9862/1510
Instrument	250019458

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Property Address	77 BERNICE AVE, MANCHESTER, NH 03109-5106
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009757-989
Date	Feb 14, 2024
Book Page	9757/989
Instrument	240004405

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Hillsborough County and Manchester City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
Municipality	Manchester City
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,357.00 (+3.82%)	$273,600 (-) Land $104,100 Building $169,500
2023	$5,160.00 (+3.41%)	$273,600 (-) Land $104,100 Building $169,500	$347,035
2022	$4,990.00	$273,600 Land $104,100 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 123,500 people · EPA ID NH1471010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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