77 Beech St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 77 Beech St, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1997
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,900 (Apr 1997)
Tax Bill	$6,296 (2025)
Deeds & Mortgages	May 2019 Line of Credit Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`PALM M:20 B:4 L:11`

Property Details

APN / Parcel Number

Primary APN	`PALM M:20 B:4 L:11`
Alternative APN	`M:0020 L:000004 U:0011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	3,080 sqft
1st Floor Area	1,408 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	77 BEECH ST
City	PALMER
State	MA
Zip	01069-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	4
Legal Lot Number	11
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1023
Census Tract	810100

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 BEECH ST, PALMER, MA 01069-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK
Aug 12, 2017	Deed of Trust, Mortgage · Line of Credit COUNTRY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 1997 · Amount on Record
Deed Sale	Apr 30, 1997 · Amount on Record
Deed Book / Page	9844 / 209
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	77 BEECH ST, PALMER, MA 01069-2102
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22676-323
Date	May 23, 2019
Book Page	22676/323
Instrument	26573

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2044

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	77 BEECH ST, PALMER, MA 01069-2102
Document Number	21816-206
Book / Page	021816 / 000206
Instrument Date	Aug 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21816-206
Date	Aug 17, 2017
Book Page	021816/000206
Instrument	47749

Lender

Name	COUNTRY BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,296.00 (+7.02%)	$346,900 (+10.09%) Land $66,800 Building $280,100	$422,085 (+2.42%)
2024	$5,883.00 (+6.56%)	$315,100 (+10.95%) Land $60,700 Building $254,400	$412,110
2023	$5,521.00	$284,000 Land $60,700 Building $223,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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