77 Andrews Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 77 Andrews Rd, Columbus, MS 39702

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,616 sqft · built 1991
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$194,978 (Feb 2025)
Tax Bill$397 (2025)
Deeds & MortgagesSep 2022 Refinance
Feb 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN68W240003700

Property Details

APN / Parcel Number

Primary APN68W240003700
Alternative APNs
  • 022802
  • 22802

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,616 sqft Adjusted Area
1st Floor Area1,457 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address77 ANDREWS RD
CityCOLUMBUS
StateMS
Zip39702-9471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE4 NW4 77 ANDREWS RD 4B
Legal Range17W
Legal Township18S
Legal Section32
JurisdictionLOWNDES MS
Township / Civil Division3
Census Block Group1
Census Block1018
Census Tract406

Owner

Source: Lowndes County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address77 ANDREWS RD, COLUMBUS, MS 39702-9471
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF COMMERCE
Feb 28, 2025Deed of Trust, Mortgage · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Feb 28, 2025Quit Claim Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK
May 8, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF COMMERCE
Jan 10, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2025 · Amount on Record
Deed SaleFeb 28, 2025 · Amount on Record
Prior SaleJan 10, 2020
Deed Book / Page2025 / 1544
Prior Transfer DateFeb 24, 2025
Prior Transfer Doc0020251544
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address77 ANDREWS RD, COLUMBUS, MS 39702-9471
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202222899
DateSep 7, 2022
Book Page2022/22899
Lender
NameBANK OF COMMERCE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueOct 1, 2032

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address77 ANDREWS RD, COLUMBUS, MS 39702-9471
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020253892
DateFeb 28, 2025
Book Page2025/3892
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

February 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWNDES MS
Recording DateFeb 28, 2025
Property Address77 ANDREWS RD, COLUMBUS, MS 39702-9471
Document Number0020251544
Book / Page2025 / 1544
Instrument DateFeb 24, 2025
Transaction TypeTransfer
Record UpdatedFeb 3, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 ANDREWS RD, COLUMBUS, MS 39702-9471

Mortgage

Document Number0020253892
DateFeb 28, 2025
Instrument2025/3892
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address77 ANDREWS RD, COLUMBUS, MS 39702-9471
Document Number0020201363
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJul 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address77 ANDREWS RD COLUMBUS MS 397029471, COLUMBUS, MS 39702-9471

Mortgage

Document Number0020201363
DateMay 27, 2020
Book Page002020/011363
Lender
NameBANK OF COMMERCE
TypeBank
AddressCOLUMBUS, MS 39701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 26, 2035
Interest
Rate TypeAdjustable Rate

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateJan 10, 2020
Property Address77 ANDREWS RD, COLUMBUS, MS 39702-9471
Document Number0020200196
Book / Page002020 / 000196
Instrument DateJan 10, 2020
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address77 ANDREWS RD COLUMBUS MS 397029471, COLUMBUS, MS 39702-9471

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$397.00 (+1.28%) Homeowner's exemption$6,949 (+14.95%)$69,490 (+14.95%) Land $4,250 Building $65,240
2024$392.00 (+15.98%)
2023$338.00 Homeowner's exemption$6,045$60,450 Land $4,250 Building $56,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LOWNDES W/A B WEST-OLD YORKVILLE RD
public/private · serves 7,355 people · EPA ID MS0440103
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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