77 17th St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 77 17th St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,703 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$359,900 (Sep 2018)
Tax Bill	$6,035 (2026)
Deeds & Mortgages	Dec 2024 Refinance Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C18400`

Property Details

APN / Parcel Number

Primary APN	`C18400`
Alternative APNs	`LOWE M:193 B:5260 L:77` `M:000193 T:C18400`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,703 sqft Living Area
Gross Area	3,572 sqft
1st Floor Area	780 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	780 sqft
Unfinished Basement	636 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	C18400
Street Address	77 17TH ST
City	LOWELL
State	MA
Zip	01850-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	5260
Legal Lot Number	77
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1006
Census Tract	310200

Owner

77 17th St is owned and occupied by two individuals who bought it in September 2018.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 17TH ST, LOWELL, MA 01850-1329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Sep 27, 2018	Quit Claim Deed, Transfer · Conventional with PMI JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Prior Sale	Aug 18, 2003 · Amount on File
Deed Book / Page	32442 / 168
Transfer Doc	032442-168
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	77 17TH ST, LOWELL, MA 01850-1329
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038947-193
Date	Dec 6, 2024
Book Page	38947/193
Instrument	38591

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2045

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	77 17TH ST, LOWELL, MA 01850-1329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34614-131
Date	Sep 14, 2020
Book Page	34614/131
Instrument	44066

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 27, 2018
Property Address	77 17TH ST, LOWELL, MA 01850-1329
Document Number	32442-168
Book / Page	032442 / 000168
Instrument Date	Sep 27, 2018
Instrument	42418
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,641.14
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 17TH ST LOWELL MA 018501329, LOWELL, MA 01850-1329

Mortgage

Document Number	32442-170
Date	Sep 27, 2018
Book Page	032442/000170
Instrument	42419

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 77 17th St was $6,035, up 7.9% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,035.00 (+7.9%)	$531,700 (+9.13%) Land $179,300 Building $352,400	$553,932 (+12.61%)
2025	$5,593.00 (-1.41%)	$487,200 (+2.29%) Land $167,600 Building $319,600	$491,910 (+9.54%)
2024	$5,673.00 (+2.55%)	$476,300 (+6.94%) Land $156,700 Building $319,600	$449,065
2023	$5,532.00	$445,400 Land $136,200 Building $309,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 17th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 17th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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