7695 Mattson Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 7695 Mattson Rd, Embarrass, MN 55732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1978
Lot Size	40.1 acres (1,747,192 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2022)
Tax Bill	$668 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Re-recorded Document + 1 more
Flood Zone	Zone A (high risk)
APN	`565-0010-02540`

Property Details

APN / Parcel Number

Primary APN	`565-0010-02540`
Alternative APNs	`1103557` `1137235`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	1,747,192 sqft (40.1 acres)
Garage Area	808 sqft
Deck Area	72 sqft
Storage Building	736 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1137235
Street Address	7695 MATTSON RD
City	EMBARRASS
State	MN
Zip	55732-8117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	E1/2 OF SE1/4 EXCEPT THAT PART OF NE 1/4 OFSE 1/4 LYING NORTH OF THE EMBARRASS RIVER SERIAL #
Legal Range	14W
Legal Township	60N
Legal Section	16
Legal Subdivision	WAASA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WAASA
Census Block Group	1
Census Block	1023
Census Tract	13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7695 MATTSON RD, EMBARRASS, MN 55732-8117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Sep 30, 2022	Re-recorded Document NORTHEAST TITLE COMPANY
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	20221453217
Prior Transfer Date	Jan 15, 2021
Prior Transfer Doc	0001401494
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7695 MATTSON RD, EMBARRASS, MN 55732-8117
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001452496
Date	Sep 21, 2022
Instrument	1452496

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Sep 30, 2022
Property Address	7695 MATTSON RD, EMBARRASS, MN 55732-8117
Document Number	0001453217
Instrument Date	Sep 9, 2022
Instrument	1453217
Record Updated	Nov 17, 2022
Title Company	NORTHEAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7695 MATTSON RD, EMBARRASS, MN 55732-8117

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7695 MATTSON RD, EMBARRASS, MN 55732-8117
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001423723
Date	Sep 7, 2021
Instrument	1423723

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Waasa Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$668.00 (+35.22%) Homeowner's exemption
2025	$494.00 (-22.81%) Homeowner's exemption	$164,600 (+19.8%) Land $36,200 Building $128,400	$164,600 (+19.8%) Land $36,200 Building $128,400
2024	$640.00	$137,400 (+21.81%) Land $37,100 Building $100,300	$137,400 (+21.81%) Land $37,100 Building $100,300
2022		$112,800 Land $32,200 Building $80,600	$112,800 Land $32,200 Building $80,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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