Cuyahoga County property record for 7695 Howard St, Parma, OH 44134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,102 sqft · built 1967 |
| Lot Size | 0.576 acres (25,110 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Oct 2012) |
| Tax Bill | $4,167 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Dec 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 453-20-011 |
| Primary APN | 453-20-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,102 sqft Living Area |
| Gross Area | 2,917 sqft |
| 1st Floor Area | 1,102 sqft |
| Basement Area | 1,102 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 25,110 sqft (0.576 acres) |
| Lot Dimensions | 310 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 218 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 7695 HOWARD ST |
|---|---|
| City | CLEVELAND |
| State | OH |
| Zip | 44134-6842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-AA |
| Legal Description | 45 RICHARD #6 0028 ALL |
| Legal Subdivision | RICHARD #6 |
| Legal Lot Number | 28 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | PARMA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 177505 |
7695 Howard St is owned and occupied by an individual who bought it in October 2012.
Source: Cuyahoga County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7695 HOWARD ST, CLEVELAND, OH 44134-6842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 1, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 1, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 22, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2012 · Amount on File |
| Deed Sale | Oct 26, 2012 · Amount on File |
| Prior Sale | Jul 24, 1985 |
| Deed Document Number | 2012329 |
| Prior Transfer Date | Feb 17, 2006 |
| Prior Transfer Doc | 0000000287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 7695 HOWARD ST, PARMA, OH 44134-6842 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 7695 HOWARD ST, PARMA, OH 44134-6842 |
| Document Number | 0000000562 |
|---|---|
| Date | Aug 4, 2025 |
| Instrument | 202508040562 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 7695 HOWARD ST, PARMA, OH 44134-6842 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7695 HOWARD ST, PARMA, OH 44134-6842 |
| Document Number | 0000001236 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 202112011236 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Oct 16, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 7695 HOWARD ST, PARMA, OH 44134-6842 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7695 HOWARD ST, PARMA, OH 44134-6842 |
| Document Number | 0000001235 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 202112011235 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Oct 17, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 7695 HOWARD ST, PARMA, OH 44134-6842 |
| Document Number | 0001240280 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Address | 7695 HOWARD ST PARMA OH 441346842, PARMA, OH 44134-6842 |
| Document Number | 0001240280 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 1240280 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATIO, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 7695 Howard St was $4,167, up 4.9% from the year before.
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Parma City |
| Unified School District | Parma City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,167.00 (+4.88%) Homeowner's exemption | $72,520 (-0.01%) Land $18,515 Building $54,005 | $207,200 (-) Land $52,900 Building $154,300 |
| 2024 | $3,973.00 (-7.13%) Homeowner's exemption | $72,530 (+19.02%) Land $18,520 Building $54,010 | $207,200 Land $52,900 Building $154,300 |
| 2023 | $4,278.00 (+0.87%) Homeowner's exemption | $60,940 (-) Land $14,600 Building $46,340 | |
| 2022 | $4,241.00 Homeowner's exemption | $60,940 Land $14,600 Building $46,340 | |
| 2021 | $174,100 Land $41,700 Building $132,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7695 Howard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–2017) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7695 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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