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7693 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7693 Five Oaks Dr, Harmony, FL 34773 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,355 sqft · built 2024
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$487,100 (Jun 2024)
Tax Bill$6,526 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jun 2024 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN202632440600010080

Property Details

APN / Parcel Number

Primary APN202632440600010080

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,355 sqft Heated Area
Gross Area3,000 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area245 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address7693 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH LAKES OF HARMONY PB 33 PGS 119-122 LOT 8
Legal Lot Number8
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 202632440600010080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7693 FIVE OAKS DR, HARMONY, FL 34773-6197
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINT MORTGAGE INC
Jun 17, 2024Special Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2024 · Amount on Record
Deed SaleJun 17, 2024 · Amount on Record
Deed Document Number2024079190
Deed Book / Page6617 / 1954
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7693 FIVE OAKS DR, HARMONY, FL 34773-6197
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7693 FIVE OAKS DR, HARMONY, FL 34773-6197

Mortgage

Document Number0069092140
DateJan 20, 2026
Book Page6909/2140
Instrument2026007467
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
AddressSTURBRIDGE, MA 01566
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2046

June 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 17, 2024
Property Address7693 FIVE OAKS DR, HARMONY, FL 34773-6197
Document Number0066171954
Book / Page6617 / 1954
Map ReferenceMB 33 PG 119-122
Instrument DateMay 29, 2024
Instrument2024079190
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, CLEAR TITLE OF FLORIDA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,409.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9717 EAGLE CREEK CENTER BLVD, ORLANDO, FL 32832-6345

Transferred To (Grantee/Buyer)

NameVerified Name
Address7693 FIVE OAKS DR, HARMONY, FL 34773-6197

Mortgage

Document Number2024079191
DateJun 17, 2024
Instrument2024079191
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,526.00 Homeowner's exemption$323,740$382,600 Land $55,000 Building $327,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation70.5 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire LikelihoodAbout 1 in 103 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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