7692 Center St, Mentor, OH 44060 Property Records

Lake County property record for 7692 Center St, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1897
Lot Size	0.271 acres (11,818 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Mar 2009)
Tax Bill	$5,869 (2023)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-A-010-A-00-025-0`

Property Details

APN / Parcel Number

Primary APN	`16-A-010-A-00-025-0`
Alternative APN	`B 154`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	504 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1979
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,818 sqft (0.271 acres)
Lot Dimensions	197 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	B 154
Street Address	7692 CENTER ST
City	MENTOR
State	OH
Zip	44060-6004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BACON LOT
Legal Subdivision	CITY/MENTOR
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	1
Census Block	1000
Census Tract	206500

Owner

7692 Center St is owned and occupied by an individual who bought it in March 2009.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7692 CENTER ST, MENTOR, OH 44060-6004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 25, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 1, 2019	Loan Modification, Mortgage · Conventional Mortgage US BK
Dec 12, 2016	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2009 · Amount on File
Deed Sale	Mar 11, 2009 · Amount on File
Prior Sale	Mar 11, 2009
Deed Document Number	546
Record Updated	Sep 20, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 1, 2024
Property Address	7692 CENTER ST, MENTOR, OH 44060-6004
Document Number	0000022382
Map Reference	DOC 2009R005911
Instrument Date	Oct 29, 2024
Instrument	2024R022382
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7692 CENTER ST, MENTOR, OH 44060-6004

Mortgage

Document Number	0000022383
Date	Nov 1, 2024
Instrument	2024R022383

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2054

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7692 CENTER ST, MENTOR, OH 44060-6004
Document Number	0000005812
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7692 CENTER ST MENTOR OH 440606004, MENTOR, OH 44060-6004

Mortgage

Document Number	0000005812
Date	Mar 5, 2020
Instrument	5812

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	7692 CENTER ST, MENTOR, OH 44060-6004
Document Number	0000005810
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7692 CENTER ST MENTOR OH 440606004, MENTOR, OH 44060-6004

Mortgage

Document Number	0000005810
Date	Mar 5, 2020
Instrument	5810

Lender

Name	US BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	7692 CENTER ST, MENTOR, OH 44060-6004
Document Number	0000000150
Instrument Date	Dec 12, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7692 CENTER ST MENTOR OH 440606004, MENTOR, OH 44060-6004

Mortgage

Document Number	0000000150
Date	Jan 4, 2017
Instrument	150

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,869.00 (+91.73%) Homeowner's exemption	$56,490 (-) Land $16,870 Building $39,620
2022	$3,061.00 Homeowner's exemption	$56,490 Land $16,870 Building $39,620
2021			$161,380 Land $48,190 Building $113,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7692 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7692 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Center St

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