7691 Proctor Creek Rd, Proctor, WV 26055 Property Records

Wetzel County property record for 7691 Proctor Creek Rd, Proctor, WV 26055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1957
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$404 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-8-0031.0000`

Property Details

APN / Parcel Number

Primary APN	`12-8-0031.0000`
Alternative APN	`52-12-8-0031.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1957
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7691 PROCTOR CREEK RD
City	PROCTOR
State	WV
Zip	26055-1362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 ACRES WHETSTONE RUN
Legal Subdivision	ACRES WHETSTONE RUN
Jurisdiction	WETZEL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1052
Census Tract	30400

Owner

Source: Wetzel County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7691 PROCTOR CREEK RD, PROCTOR, WV 26055-1362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000360405
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETZEL WV
Property Address	7691 PROCTOR CREEK RD, PROCTOR, WV 26055-1362
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7691 PROCTOR CREEK RD, PROCTOR, WV 26055-1362

Mortgage

Document Number	000466/395
Date	Oct 24, 2025
Book Page	466/395
Instrument	395147

Lender

Name	BAYER HERITAGE FCU
Type	Credit Union
Address	NEW MARTINSVILLE, WV 26155

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	6.62%
Index	1-Year CMT
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

Source: Wetzel County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wetzel County
Unified School District	Wetzel County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$404.00 (+12.85%)	$35,220 (+12.24%) Land $13,500 Building $21,720	$58,700 (+12.24%) Land $22,500 Building $36,200
2023	$358.00	$31,380 Land $11,160 Building $20,220	$52,300 Land $18,600 Building $33,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 6, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1990–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANDVIEW - DOOLIN PSD private · serves 1,942 people · EPA ID WV3305206
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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