Cabarrus County property record for 7690 Rocky River Rd, Concord, NC 28025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,168 sqft · built 1922 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $28,000 (Jul 2018) |
| Tax Bill | $3,444 (2023) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5527 31 9627 |
| Primary APN | 5527 31 9627 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,168 sqft Living Area |
| Gross Area | 2,549 sqft |
| 1st Floor Area | 1,516 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 59,677 sqft (1.37 acres) |
| Lot Width | 225 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Asphalt Driveway |
| Driveway Area | 2,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Patio Area | 93 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 124083 |
|---|---|
| Street Address | 7690 ROCKY RIVER RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-8866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RL |
| Legal Description | LT 3 RENSTROM PROPERTY |
| Legal Subdivision | HARRISBURG SOUTH |
| Legal Lot Number | 3 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 41504 |
7690 Rocky River Rd, a rural home, is owned and occupied by two individuals who bought it in July 2018.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7690 ROCKY RIVER RD, CONCORD, NC 28025-8866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2018 · Amount on File |
| Deed Sale | Jul 11, 2018 · Amount on File |
| Prior Sale | Jun 28, 2018 · Amount on File |
| Deed Book / Page | 13083 / 209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 7690 ROCKY RIVER RD, CONCORD, NC 28025-8866 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 7690 ROCKY RIVER RD, CONCORD, NC 28025-8866 |
| Document Number | 0015991320 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 15991/320 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Harrisburg Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,160 Land $97,590 Building $216,570 | ||
| 2024 | $314,160 (+7.19%) Land $97,590 Building $216,570 | ||
| 2023 | $3,444.00 | $293,090 Land $75,910 Building $217,180 | $293,090 Land $75,910 Building $217,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7690 Rocky River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 11 (2008–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7690 Rocky River Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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