7690 E Covered Bridge Dr, Florence, KY 41042 Property Records

Kenton County property record for 7690 E Covered Bridge Dr, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1981
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (Dec 2021)
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-40-01-025.00`

Property Details

APN / Parcel Number

Primary APN	`004-40-01-025.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,080 sqft Finished Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	7690 E COVERED BRIDGE DR
City	FLORENCE
State	KY
Zip	41042-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVERED BRIDGE SEC 2 LOT 25
Legal Subdivision	COVERED BRIDGE
Legal Phase	2
Legal Lot Number	25
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1002
Census Tract	63607

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7690 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	20215900013
Deed Book / Page	137 / 677
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 20, 2021
Property Address	7690 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814
Document Number	0005900013
Book / Page	137 / 677
Map Reference	PL 1170
Instrument Date	Dec 13, 2021
Instrument	21122005900013
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3153 DAVID CT, 3153, EDGEWOOD, KY 41017-3317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7690 E COVERED BRIDGE DR, FLORENCE, KY 41042-2814

Mortgage

Document Number	0005900014
Date	Dec 20, 2021
Instrument	21122005900014

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,000 (-) Land $25,000 Building $161,000	$186,000 (-) Land $25,000 Building $161,000
2025	$2,215.00 (-5.9%)	$186,000 (-) Land $25,000 Building $161,000	$186,000 (-) Land $25,000 Building $161,000
2023	$2,354.00	$186,000 Land $25,000 Building $161,000	$186,000 Land $25,000 Building $161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	NORTHERN KENTUCKY WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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