769 Towne St, Sonoma, CA 95476 Property Records

Sonoma County property record for 769 Towne St, Sonoma, CA 95476

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1996
Lot Size	0.238 acres (10,352 sqft)
Owner	Company Name on File
Last Sale	$895,000 (Aug 2014)
Tax Bill	$13,465 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`128-570-014-000`

Property Details

APN / Parcel Number

Primary APN	`128-570-014-000`
Alternative APN	`128-570-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
1st Floor Area	1,802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	10,352 sqft (0.238 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	128-570-014
Street Address	769 TOWNE ST
City	SONOMA
State	CA
Zip	95476-7263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSO
Legal Description	95 FM 128-031-06 MAC ARTHUR ESTATES LOT 14
Legal Subdivision	MAC ARTHUR ESTATE
Legal Block	3
Legal Lot Number	14
Jurisdiction	SONOMA CA
Township / Civil Division	SONOMA
Census Block Group	3
Census Block	3008
Census Tract	150204

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	769 TOWNE ST, SONOMA, CA 95476-7263
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage BANK OF AMERICA
May 1, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2014 · Amount on File
Deed Sale	Aug 5, 2014 · Amount on File
Prior Sale	Oct 28, 2004 · Amount on File
Deed Document Number	201454254
Prior Transfer Date	Jul 13, 1999
Prior Transfer Doc	0000095093
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	769 TOWNE ST, SONOMA, CA 95476-7263
Document Number	0000009864
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	769 TOWNE ST SONOMA CA 954767263, SONOMA, CA 95476-7263

Mortgage

Document Number	0000009864
Date	Feb 10, 2020
Instrument	9864

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	769 TOWNE ST, SONOMA, CA 95476-7263
Document Number	0000031013
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	769 TOWNE ST SONOMA CA 954767263, SONOMA, CA 95476-7263

Mortgage

Document Number	0000031013
Date	May 10, 2019
Instrument	31013

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Sonoma City
Unified School District	Sonoma Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,097,157 (+2%) Land $438,862 Building $658,295
2025	$13,465.00 (+4.4%) Homeowner's exemption	$1,075,645 (+4.04%) Land $430,257 Building $645,388
2023	$12,898.00 (+0.86%) Homeowner's exemption	$1,033,878 Land $413,550 Building $620,328
2022	$12,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SONOMA serves 10,619 people · EPA ID CA4910012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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