769 Moonsail Cir, Chapin, SC 29036 Property Records

Richland County property record for 769 Moonsail Cir, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,488 sqft · built 2013
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jun 2021)
Tax Bill	$2,831 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01412-03-22`

Property Details

APN / Parcel Number

Primary APN	`01412-03-22`
Alternative APNs	`R01412-03-22` `01972547`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,488 sqft Heated Area
Gross Area	3,166 sqft
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01972547
Street Address	769 MOONSAIL CIR
City	CHAPIN
State	SC
Zip	29036-6122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 39 32.5X120X50X102.5X27.5 #SU LAKEPORT COURTYARDS #PR RB1350-3771 RB1701-522
Legal Subdivision	LAKEPORT
Legal Lot Number	32,39
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2003
Census Tract	10310

Owner

769 Moonsail Cir is owned and occupied by an individual who bought it in June 2021.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	769 MOONSAIL CIR, CHAPIN, SC 29036-6122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Jun 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PALMETTO CITIZENS FCU
Jun 10, 2021	Deed, Transfer · Conventional Mortgage PALMETTO CITIZENS FCU
Dec 30, 2016	Deed of Trust, Mortgage HANCOCK MTG PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Jun 11, 2013 · Amount on File
Deed Document Number	202137201
Deed Book / Page	2628 / 606
Prior Transfer Date	Mar 30, 2015
Prior Transfer Doc	2016/1530
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	769 MOONSAIL CIR, CHAPIN, SC 29036-6122
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027580726
Date	Jun 29, 2022
Book Page	2758/726
Instrument	2022037122

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Jun 10, 2022
Property Address	769 MOONSAIL CIR, CHAPIN, SC 29036-6122
Document Number	0027522413
Book / Page	2752 / 2413
Map Reference	MB 1701 PG 522
Instrument Date	May 23, 2022
Instrument	2022033281
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	769 MOONSAIL CIR, CHAPIN, SC 29036-6122

Mortgage

Document Number	2022033282
Date	Jun 10, 2022
Instrument	2022033282

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 10, 2021
Property Address	769 MOONSAIL CIR, CHAPIN, SC 29036-6122
Document Number	0026280606
Book / Page	2628 / 606
Map Reference	MB 1701 PG 522
Instrument Date	May 18, 2021
Instrument	2021037201
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Tax	$1,091.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	769 MOONSAIL CIR, CHAPIN, SC 29036-6122

Mortgage

Document Number	2021037202
Date	Jun 10, 2021
Instrument	2021037202

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Mortgage

Document Number	0026312955
Date	Jun 18, 2021
Book Page	2631/2955
Instrument	2021039461

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	769 MOONSAIL CIR, CHAPIN, SC 29036-6122
Document Number	2178/2268
Book / Page	002178 / 002268
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Feb 23, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	769 MOONSAIL CIR CHAPIN SC 290366122, CHAPIN, SC 29036-6122

Mortgage

Document Number	2178/2268
Date	Jan 6, 2017
Book Page	002178/002268
Instrument	1002

Lender

Name	HANCOCK MTG PTRS
Type	Mortgage Company
Address	SUGAR LAND, TX 77478

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 769 Moonsail Cir was $2,831.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,831.00	$339,200 (-)	$361,900 (-) Land $54,900 Building $307,000
2024		$339,200 (+2,774.58%)	$361,900 (+22.68%) Land $54,900 Building $307,000
2023	$2,375.00	$11,800	$295,000
2021	$2,257.00	$11,060	$276,400 Land $61,500 Building $214,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 769 Moonsail Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 769 Moonsail Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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