Monroe County property record for 769 Michael Dr, Key Largo, FL 33037 · Last verified April 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,338 sqft Living Area |
| Lot Size | 5,200 sqft (0.119 acres) |
| Garage | Covered, 938 sqft |
| Last Sale | $280,000 (2021) |
| Tax Bill | $3,181.00 (2024) |
| Primary APN | 00551007-001000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,338 sqft Living Area |
| 1st Floor | 938 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wood Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 5,200 sqft (0.119 acres) |
| Depth X Width | 130 ft x 40 ft Depth x Width |
| Garage Type | Covered Garage |
| Garage Area | 938 sqft Garage |
| Deck Area | 16 sqft Deck |
| Patio Area | 32 sqft Patio |
| Porch Area | 440 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 8573669 |
|---|---|
| Street Address | 769 MICHAEL DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2756 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LT 38 AMENDED PLAT OF BERMUDA SHORES PB7-11 OR900-1875 OR941-335 OR982-1215 OR1200-778 OR1455-1249 OR1480-2446 OR1787-1487 OR2315-1829 OR2649-773 OR2728-371 OR2861-455 OR2987-1587 OR3145-0449 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 15 |
| Legal Subdivision | BERMUDA SHORES AMD |
| Legal Lot Number | 38 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | UPPER KEYS |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 970400 |
Source: Monroe County records · APN 00551007-001000
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 378493, KEY LARGO, FL 33037-8493 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Dec 27, 2021 | Warranty Deed, Transfer CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO |
| Oct 02, 2019 | Warranty Deed, Transfer CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO |
| Sep 25, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Jun 23, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on Record |
| Deed Sale | Dec 27, 2021 · Amount on Record |
| Prior Sale | Oct 02, 2019 · Amount on Record |
| Deed Doc Number | 20212354281 |
| Deed Book / Page | 3145 / 449 |
| Prior Transfer Date | Sep 05, 2013 |
| Prior Transfer Doc | 0026490773 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 27, 2021 |
| Property Address | 769 MICHAEL DR, KEY LARGO, FL 33037-2756 |
| Document Number | 0031450449 |
| Book / Page | 3145 / 449 |
| Map Reference | MB 7 PG 11 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2354281 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,960.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 370443, KEY LARGO, FL 33037-0443 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 378493, KEY LARGO, FL 33037-8493 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 02, 2019 |
| Property Address | 769 MICHAEL DR, KEY LARGO, FL 33037-2756 |
| Document Number | 0029871587 |
| Book / Page | 002987 / 001587 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 2239042 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,979.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 105 PIRATES DR KEY LARGO FL 330372321, KEY LARGO, FL 33037-2321 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 769 MICHAEL DR, KEY LARGO, FL 33037-2756 |
| Document Number | 0029401375 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 769 MICHAEL DR KEY LARGO FL 330372756, KEY LARGO, FL 33037-2756 |
| Document Number | 0029401375 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 002940/001375 |
| Instrument | 2198437 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 23, 2017 |
| Property Address | 769 MICHAEL DR, KEY LARGO, FL 33037-2756 |
| Document Number | 0028610455 |
| Book / Page | 2861 / 0455 |
| Map Reference | MB7 PG11 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 2128490 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FLORIDA TITLE OF THE KEYS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,767.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33250 BARCELONA DR, 33250, THOUSAND PALMS, CA 92276-4016 |
| Name | Verified Name |
|---|---|
| Address | 769 MICHAEL DR, KEY LARGO, FL 33037-2756 |
| Document Number | 0002128491 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 2128491 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $351,861 (+44.71%) Land $293,020 Building $58,841 | $351,861 (+44.71%) Land $293,020 Building $58,841 | |
| 2024 | $3,181.00 (+18.78%) | ||
| 2023 | $2,678.00 (+3.8%) | $243,152 (+1.3%) Land $185,380 Building $57,772 | $243,152 (+1.3%) Land $185,380 Building $57,772 |
| 2022 | $2,580.00 | $240,031 Land $167,440 Building $72,591 | $240,031 Land $167,440 Building $72,591 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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