769 Live Oak Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 769 Live Oak Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 1952
Lot Size	0.181 acres (7,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$906,500 (Feb 2022)
Tax Bill	$12,289 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Feb 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`487-392-02-00`

Property Details

APN / Parcel Number

Primary APN	`487-392-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,522 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	7,900 sqft (0.181 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	769 LIVE OAK DR
City	EL CAJON
State	CA
Zip	92020-5633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 87 /EXC N 2 FT/ TR 002848
Legal Subdivision	GROSSMONT TERRACE
Legal Tract	002848
Legal Block	2
Legal Lot Number	87
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2015
Census Tract	16000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	769 LIVE OAK DR, EL CAJON, CA 92020-5633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Feb 18, 2022	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE & INSURANCE INC
May 5, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Prior Sale	Oct 22, 2014 · Amount on Record
Deed Document Number	202277626
Prior Transfer Date	Sep 4, 2014
Prior Transfer Doc	0000458451
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	769 LIVE OAK DR, EL CAJON, CA 92020-5633
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	769 LIVE OAK DR, EL CAJON, CA 92020-5633

Mortgage

Document Number	0000185321
Date	Jul 17, 2023
Instrument	2023-0185321

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 18, 2022
Property Address	769 LIVE OAK DR, EL CAJON, CA 92020-5633
Document Number	0000077626
Map Reference	MAP 2848
Instrument Date	Feb 10, 2022
Instrument	2022-0077626
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	769 LIVE OAK DR, EL CAJON, CA 92020-5633

Mortgage

Document Number	0000077627
Date	Feb 18, 2022
Instrument	2022-0077627

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	769 LIVE OAK DR, EL CAJON, CA 92020-5633
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	769 LIVE OAK DR, EL CAJON, CA 92020-5633

Mortgage

Document Number	0000693243
Date	Oct 4, 2021
Instrument	2021-0693243

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	769 LIVE OAK DR, EL CAJON, CA 92020-5633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080116
Date	Feb 18, 2020
Instrument	2020-0080116

Lender

Name	AMERICAN MORTGAGE & INSURANCE INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	769 LIVE OAK DR, EL CAJON, CA 92020-5633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228975
Date	May 5, 2020
Instrument	2020-0228975

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	769 LIVE OAK DR, EL CAJON, CA 92020-5633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	769 LIVE OAK DR, EL CAJON, CA 92020-5633

Mortgage

Document Number	0000778458
Date	Dec 4, 2020
Instrument	2020-0778458

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$981,216 (+2%) Land $599,634 Building $381,582
2025	$12,289.00 (+13.23%) Homeowner's exemption	$961,977 (+11.86%) Land $587,877 Building $374,100
2023	$10,853.00 (+59.63%)	$860,000 Land $525,000 Building $335,000
2022	$6,799.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Live Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures