Polk County property record for 769 Lauren Ct, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,110 sqft · built 2006 |
| Lot Size | 0.235 acres (10,215 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jan 2025) |
| Tax Bill | $2,249 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage Apr 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-35-363484-000180 |
| Primary APN | 25-29-35-363484-000180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| Gross Area | 1,370 sqft |
| 1st Floor Area | 1,110 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,215 sqft (0.235 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 30 sqft |
| Street Address | 769 LAUREN CT |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-8005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GANDY GROVE ADDITION PB 102 PG 13 LOT 18 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 35 |
| Legal Subdivision | GANDY GROVE ADDITION |
| Legal Tract | 363484 |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 14501 |
769 Lauren Ct is owned and occupied by two individuals who bought it in January 2025.
Source: Polk County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 410 LAKE MARIE BLVD, DUNDEE, FL 33838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2025 | Warranty Deed, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Apr 27, 2021 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2025 · Amount on File |
| Deed Sale | Jan 7, 2025 · Amount on File |
| Prior Sale | Apr 27, 2021 · Amount on File |
| Deed Document Number | 20254508 |
| Deed Book / Page | 13393 / 1806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 7, 2025 |
| Property Address | 769 LAUREN CT, BARTOW, FL 33830-8005 |
| Document Number | 0000004508 |
| Book / Page | 13393 / 1806 |
| Map Reference | MB 102 PG 13 |
| Instrument Date | Jan 3, 2025 |
| Instrument | 2025004508 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2025 |
| Title Company | FLORIDA PROFESSIONAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 550 GROVE DR, BARTOW, FL 33830-1406 |
| Name | Verified Name |
|---|---|
| Address | 410 LAKE MARIE DR, DUNDEE, FL 33838 |
| Document Number | 0133931807 |
|---|---|
| Date | Jan 7, 2025 |
| Instrument | 13393/1807 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Number | 0000004510 |
|---|---|
| Date | Jan 7, 2025 |
| Book Page | 13393/1822 |
| Instrument | 2025004510 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN ANTONIO, TX 78259 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 27, 2021 |
| Property Address | 769 LAUREN CT, BARTOW, FL 33830-8005 |
| Document Number | 0000106990 |
| Book / Page | 11686 / 1865 |
| Map Reference | MB 102 PG 13 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021106990 |
| Transaction Type | Foreclosure |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 GROVE DR, BARTOW, FL 33830-1406 |
The 2025 property tax bill for 769 Lauren Ct was $2,249 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,299 (+7.07%) Land $45,000 Building $141,299 | $186,299 (+7.07%) Land $45,000 Building $141,299 | |
| 2025 | $2,249.00 | $173,992 Land $28,000 Building $145,992 | $173,992 Land $28,000 Building $145,992 |
| 2023 | $2,707.00 (+10.04%) | $174,822 (+15.15%) Land $12,000 Building $162,822 | $174,822 (+15.15%) Land $12,000 Building $162,822 |
| 2022 | $2,460.00 | $151,818 Land $10,000 Building $141,818 | $151,818 Land $10,000 Building $141,818 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 769 Lauren Ct in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 23 (1979–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 769 Lauren Ct is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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