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769 Laguna Dr, Wolverine Lake (Walled Lake), MI 48390 Property Records

Oakland County property record for 769 Laguna Dr, Wolverine Lake, MI 48390

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,174 sqft · built 1987
Lot Size0.608 acres (26,484 sqft)
Owner2 Individual Names on Record
Tax Bill$6,929 (2025)
Deeds & MortgagesApr 2024 Reverse Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNEW-17-22-378-020

Property Details

APN / Parcel Number

Primary APNEW-17-22-378-020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,174 sqft Living Area
1st Floor Area2,189 sqft
Basement Area2,189 sqft
Unfinished Basement2,189 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area26,484 sqft (0.608 acres)
Lot Dimensions94.7 ft deep x 61 ft wide
Garage Area594 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck Area590 sqft
Patio Area630 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address769 LAGUNA DR
CityWOLVERINE LAKE
StateMI
Zip48390-2013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLI
Legal DescriptionT2N, R8E, SEC 22 LAGUNA VISTA NO 1 LOT 49
Legal Range08E
Legal Township02N
Legal Section22
Legal SubdivisionLAGUNA VISTA NO 1
Legal Lot Number49
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group3
Census Block3000
Census Tract134600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address769 LAGUNA DR, WOLVERINE LAKE, MI 48390-2013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2024Deed of Trust, Mortgage · Reverse Mortgage
SMARTFI HOME LOANS LLC
Jan 24, 2022Deed of Trust, Mortgage
ROCKET MORTGAGE LLC
Mar 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address769 LAGUNA DR, WOLVERINE LAKE, MI 48390-2013
Transaction TypeMortgage
Record UpdatedApr 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address769 DR, WOLVERINE LAKE, MI 48390

Mortgage

Document Number0000031518
DateApr 1, 2024
Book Page59255/116
Instrument31518
Lender
NameSMARTFI HOME LOANS LLC
AddressSAN DIEGO, CA 92122
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term801 Months
DueJan 21, 2091
Interest
Rate TypeAdjustable Rate
Rate6.94%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2024
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate11.9%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address769 LAGUNA DR, WOLVERINE LAKE, MI 48390-2013
Transaction TypeMortgage
Record UpdatedMar 31, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address769 LAGUNA DR, WOLVERINE LAKE, MI 48390-2013

Mortgage

Document Number0000302489
DateJan 24, 2022
Book Page57343/357
Instrument302489
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address769 LAGUNA DR, WOLVERINE LAKE, MI 48390-2013
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053471
DateMar 20, 2020
Book Page53967/825
Instrument53471
Lender
NamePNC BANK NA
TypeBank
AddressPONTIAC, MI 48342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
MunicipalityWolverine Lake Village
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,929.00 (+12.34%) Homeowner's exemption$424,660 (+11.12%)$849,320 (+11.12%)
2024$6,168.00 (+14.29%)
2023$382,180$764,360
2021$5,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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