769 Heron Point Dr, Belvidere, IL 61008 Property Records

Boone County property record for 769 Heron Point Dr, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,768 sqft · built 2005
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Nov 2022)
Tax Bill	$8,180 (2025)
Deeds & Mortgages	Nov 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`05-29-177-016`

Property Details

APN / Parcel Number

Primary APN	`05-29-177-016`
Alternative APN	`05-05-29-177-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,768 sqft Living Area
Gross Area	4,675 sqft
1st Floor Area	4,675 sqft
Basement Area	1,683 sqft
Unfinished Basement	1,683 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	05-05-29-177-016
Street Address	769 HERON POINT DR
City	BELVIDERE
State	IL
Zip	61008-7173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29-44-3 THE VILLAGE AT RIVER RUN SUB PLAT NO 1 LOT 49 769 HERON POINT DR E 75.02 S 146.77 W 97.99 N 149.67
Legal Subdivision	VILLAGE
Legal Lot Number	49
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2023
Census Tract	10502

Owner

769 Heron Point Dr is owned and occupied by two individuals who bought it in November 2022.

Source: Boone County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	769 HERON POINT DR, BELVIDERE, IL 61008-7173
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on File
Deed Sale	Nov 17, 2022 · Amount on File
Prior Sale	Dec 26, 2007 · Amount on File
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Nov 17, 2022
Property Address	769 HERON POINT DR, BELVIDERE, IL 61008-7173
Document Number	2022R06192
Map Reference	DOC 2004R12307
Instrument Date	Nov 11, 2022
Instrument	2022R06192
Transaction Type	Construction Loan
Record Updated	Jun 15, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1016 BALMORAL LN, ELGIN, IL 60120-7537

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	769 HERON POINT DR, BELVIDERE, IL 61008-7173

Mortgage

Document Number	2022R06193
Date	Nov 17, 2022
Instrument	2022R06193

Lender

Name	PLAZA HOME MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	7.63%

Tax Assessment & Valuation

The 2025 property tax bill for 769 Heron Point Dr was $8,180 with exemptions applied.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,180.00 Homeowner's exemption Senior Citizen's exemption	$113,711 (+3.68%) Land $6,667 Building $107,044	$341,133 (+3.68%) Land $20,001 Building $321,132
2024		$109,672 Land $6,667 Building $103,005	$329,016 Land $20,001 Building $309,015
2022	$8,619.00	$92,471 Land $6,667 Building $85,804	$277,413 Land $20,001 Building $257,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 769 Heron Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 769 Heron Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20