Garrett County property record for 769 Fire Tower Rd, Friendsville, MD 21531
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 1,452 sqft · built 2001 |
| Lot Size | 43.5 acres (1,894,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,300 (Oct 1999) |
| Tax Bill | $3,361 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-017998 |
| Primary APN | 05-017998 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,452 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,894,860 sqft (43.5 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 48 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 017998 |
|---|---|
| Street Address | 769 FIRE TOWER RD |
| City | FRIENDSVILLE |
| State | MD |
| Zip | 21531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 43.50 AC E/S FIRE TOWER RD ELDER HILL |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 5, ACCIDENT |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 100 |
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 BRADDOCK RD, FROSTBURG, MD 21532-2306 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 11, 2025 | Intrafamily Transfer, Transfer |
| Mar 27, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1999 · Amount on Record |
| Deed Sale | Oct 1, 1999 · Amount on Record |
| Deed Document Number | 19991516 |
| Deed Book / Page | 786 / 548 |
| Last Transfer Date | Nov 19, 2025 |
| Transfer Doc | 0026550031 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Dec 11, 2025 |
| Property Address | 769 FIRE TOWER RD, FRIENDSVILLE, MD 21531 |
| Document Number | 0026550031 |
| Book / Page | 2655 / 31 |
| Map Reference | LB 737 PG 119 |
| Instrument Date | Nov 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 232 BRADDOCK RD, FROSTBURG, MD 21532-2306 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 769 FIRE TOWER RD, FRIENDSVILLE, MD 21531 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Title Company | NOT AVAILABLE, RGS TITLE LLC MATS |
| Name | Verified Name |
|---|
| Document Number | 0024800086 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 2480/86 |
| Name | MANUFACTURERS TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,361.00 (+9.87%) | $299,600 (+11.96%) Land $39,900 Building $259,700 | $299,600 (-) Land $39,900 Building $259,700 |
| 2025 | $3,059.00 (+27.03%) | $267,600 (+31.43%) | $299,600 (+47.15%) Land $39,900 Building $259,700 |
| 2023 | $2,408.00 | $203,600 Land $31,400 Building $172,200 | $203,600 Land $31,400 Building $172,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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