769 E Elm Cir, Bayfield, CO 81122 Property Records

La Plata County property record for 769 E Elm Cir, Bayfield, CO 81122

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,628 sqft · built 1993
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Oct 2022)
Tax Bill	$2,174 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5677-013-04-017`

Property Details

APN / Parcel Number

Primary APN	`5677-013-04-017`
Alternative APN	`R002276`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,628 sqft Living Area
Gross Area	3,134 sqft
1st Floor Area	2,628 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Unfinished Open Porch
Porch Area	84 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R002276
Street Address	769 E ELM CIR
City	BAYFIELD
State	CO
Zip	81122-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CEDAR HILLS (BAY) BLOCK: 0 LOT: 19 CEDAR HILLS SUB, BAYFIELD 769 ELM CIR BAYFIELD 81122
Legal Subdivision	CEDAR HILLS (BAY)
Legal Block	1
Legal Lot Number	19
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	1
Census Block	1023
Census Tract	970602

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	769 E ELM CIR, BAYFIELD, CO 81122-9657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 13, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 11, 2022	Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 14, 2020	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS
Jan 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	20221216135
Prior Transfer Date	Aug 23, 2011
Prior Transfer Doc	0001035144
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 18, 2026
Property Address	769 E ELM CIR, BAYFIELD, CO 81122-9657
Document Number	0001252294
Map Reference	DOC 423859
Instrument Date	Mar 18, 2026
Instrument	1252294
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	769 E ELM CIR, BAYFIELD, CO 81122-9657
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001199054
Date	Sep 13, 2021
Instrument	1199054

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 11, 2022
Property Address	769 E ELM CIR, BAYFIELD, CO 81122-9657
Document Number	0001216135
Map Reference	DOC 423859
Instrument Date	Oct 11, 2022
Instrument	1216135
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	769 E ELM CIR, 769, BAYFIELD, CO 81122-9657

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 845, DURANGO, CO 81302-0845

Mortgage

Document Number	0001216136
Date	Oct 11, 2022
Instrument	1216136

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 14, 2020
Property Address	769 E ELM CIR, BAYFIELD, CO 81122-9657
Document Number	0001175783
Instrument Date	Aug 14, 2020
Instrument	1175783
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	769 E ELM CIR BAYFIELD CO 811229657, BAYFIELD, CO 81122-9657

Mortgage

Document Number	1175784
Date	Aug 14, 2020
Instrument	1175784

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 2, 2018
Property Address	769 E ELM CIR, BAYFIELD, CO 81122-9657
Document Number	0001137955
Instrument Date	Dec 31, 2017
Instrument	1137955
Transaction Type	Transfer
Record Updated	Jan 12, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 662 DURANGO CO 813020662, DURANGO, CO 81302-0662

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Bayfield Town
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,030 (-2.09%) Land $5,130 Building $24,900	$490,700 (-) Land $83,850 Building $406,850
2025	$2,174.00 (+27.88%)	$30,670 (+23.62%) Land $5,240 Building $25,430	$490,700 (+32.49%) Land $83,850 Building $406,850
2024	$1,700.00 (+9.4%)
2023	$1,554.00 (-14.43%)	$24,810 (-10.5%) Land $3,510 Building $21,300	$370,370 (-7.15%) Land $52,420 Building $317,950
2022	$1,816.00	$27,720 Land $3,700 Building $24,020	$398,880 Land $53,210 Building $345,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 40% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BAYFIELD serves 2,300 people · EPA ID CO0134030
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Visionary Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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