Washington County property record for 769 3rd St, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,040 sqft · built 1964 |
| Lot Size | 1.54 acres (67,169 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $11,800 (Apr 2019) |
| Tax Bill | $1,734 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000017350001 |
| Primary APN | 000017350001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 3,966 sqft |
| 1st Floor Area | 1,848 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 67,169 sqft (1.54 acres) |
| Lot Dimensions | 275 ft deep x 170 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Pool Area | 450 sqft |
| Porch | Florida Room |
| Porch Area | 774 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 769 3RD ST |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 4 13 ORB 1085 P 930 BLOCK 3 IN THE S2 OF SW4, & THE FOLLOWING DESC PRCL: LOTS 33, 34,35,LESS 244 ON E. SIDE, SE1/4 BLK 23, ORB 1085 P 930 |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | ROAD NO 5 276 CLAYTON ROAD |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 970103 |
Source: Washington County records · APN 000017350001
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 769 3RD ST, CHIPLEY, FL 32428-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Apr 07, 2017 | Special Warranty Deed, Transfer · Line of Credit PEOPLESSOUTH BANK |
| Apr 07, 2017 | Grant Deed, Transfer · Conventional with PMI PEOPLESSOUTH BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | Apr 07, 2017 · Amount on Record |
| Deed Document Number | 201967003055 |
| Deed Book / Page | 1142 / 860 |
| Last Transfer Date | Jul 29, 2021 |
| Transfer Doc | 0000005598 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 769 3RD ST, CHIPLEY, FL 32428-1824 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0067002875 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 1088/464 |
| Instrument | 201767002875 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 769 3RD ST, CHIPLEY, FL 32428-1824 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | PANHANDLE LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 769 3RD ST, CHIPLEY, FL 32428-1824 |
| Document Number | 0067009502 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 1225/838 |
| Instrument | 202167009502 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LAKE CITY, FL 32055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Apr 07, 2017 |
| Property Address | 769 3RD ST, CHIPLEY, FL 32428-1824 |
| Document Number | 0067002081 |
| Book / Page | 1085 / 930 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 201767002081 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | SHORE TO SHORE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 769 3RD ST, CHIPLEY, FL 32428-1824 |
| Document Number | 0067002085 |
|---|---|
| Date | Apr 07, 2017 |
| Book Page | 1085/943 |
| Instrument | 201767002085 |
| Name | PEOPLESSOUTH BANK |
|---|---|
| Type | Bank |
| Address | BONIFAY, FL 32425 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Apr 07, 2017 |
| Property Address | 769 3RD ST, CHIPLEY, FL 32428-1824 |
| Document Number | 0067002076 |
| Book / Page | 001085 / 000908 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 67002076 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2017 |
| Title Company | SHORE TO SHORE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $655.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 769 3RD ST CHIPLEY FL 324281824, CHIPLEY, FL 32428-1824 |
| Document Number | 0067002085 |
|---|---|
| Date | Apr 07, 2017 |
| Book Page | 001085/000943 |
| Instrument | 67002085 |
| Name | PEOPLESSOUTH BK |
|---|---|
| Type | Bank |
| Address | BONIFAY, FL 32425 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 06, 2022 |
Source: Washington County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,734.00 (+6.18%) Homeowner's exemption | $127,332 (+2.9%) | $244,474 (-3.63%) Land $53,105 Building $191,369 |
| 2024 | $1,633.00 (+3.62%) Homeowner's exemption | $123,743 (+3%) | $253,675 (+14.06%) Land $41,925 Building $211,750 |
| 2023 | $1,576.00 (+4.16%) Homeowner's exemption | $120,139 (+3%) | $222,405 (+10.26%) Land $41,925 Building $180,480 |
| 2022 | $1,513.00 Homeowner's exemption | $116,640 | $201,709 Land $36,335 Building $165,374 |
Source: FEMA National Flood Hazard Layer as of July 4, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2002–2020) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the South Third Street Historic District listed 1989 · 16 contributing resources · NRIS 89000045 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 225 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHIPLEY serves 3,660 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures