Monroe County property record for 7686 Coventry Dr, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,500 (Sep 2020) |
| Tax Bill | $1,288 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-203-053-00 |
| Primary APN | 02-203-053-00 |
|---|
| Lot Area | 13,939 sqft (0.32 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7686 COVENTRY DR |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-9233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK LOT 53 |
| Legal Subdivision | CROSS CREEK |
| Legal Lot Number | 53 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 833800 |
Source: Monroe County records · APN 02-203-053-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7686 COVENTRY DR, TEMPERANCE, MI 48182-9233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 21, 2020 | Deed of Trust, Mortgage SUN FCU |
| Sep 18, 2020 | Warranty Deed, Transfer · Conventional with PMI UNION HM MTG CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on Record |
| Deed Sale | Sep 21, 2020 · Amount on Record |
| Deed Document Number | 202019575 |
| Prior Transfer Date | Dec 14, 2009 |
| Prior Transfer Doc | 0000022351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 7686 COVENTRY DR, TEMPERANCE, MI 48182-9233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7686 COVENTRY DR, TEMPERANCE, MI 48182-9233 |
| Document Number | 0000002577 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026R02577 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 7686 COVENTRY DR, TEMPERANCE, MI 48182-9233 |
| Document Number | 0000019540 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7686 COVENTRY DR TEMPERANCE MI 481829233, TEMPERANCE, MI 48182-9233 |
| Document Number | 0000019540 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 19540 |
| Name | SUN FCU |
|---|---|
| Type | Credit Union |
| Address | MAUMEE, OH 43537 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 20, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Sep 18, 2020 |
| Property Address | 7686 COVENTRY DR, TEMPERANCE, MI 48182-9233 |
| Document Number | 0000019575 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 19575 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,146.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1964 LEHMAN AVE TOLEDO OH 43611, TOLEDO, OH 43611 |
| Document Number | 19576 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 19576 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,300 (+30.1%) | $276,600 (+30.1%) | |
| 2025 | $1,288.00 (-53.75%) Homeowner's exemption | ||
| 2023 | $2,785.00 Homeowner's exemption | $106,300 | $212,600 |
Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1991–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, T-Mobile USA.
Based on FCC filings for 202 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures