Pontotoc County property record for 7686 Co Rd 1490, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 2021 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $52,000 (May 2021) |
| Tax Bill | $622 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2010 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28197 |
| Primary APN | 28197 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 1,020 sqft |
| Utility Building | 1,860 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 28197 |
|---|---|
| Street Address | 7686 COUNTY ROAD 1490 |
| City | ADA |
| State | OK |
| Zip | 74820-0522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SE 31 5-5 COMM. SW/C OF SE/4 SEC 31 5-5; S89DEG47'30" E 120.73' TO POB; N1DEG33'03" W 466.93'; S89DEG47'30" E466.69'; S |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 31 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | NORTHWEST PONTOTOC |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 89598 |
Source: Pontotoc County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7686 COUNTY ROAD 1490, ADA, OK 74820-0522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Jun 10, 2010 | Deed of Trust, Mortgage VISION BANK NA |
| Jan 10, 2013 | Deed of Trust, Mortgage · Conventional Mortgage VISION BANK NA |
| May 1, 2026 | Deed of Trust, Mortgage · Line of Credit VISION BANK |
| May 7, 2021 | Warranty Deed, Transfer · Commercial Mortgage BANCFIRST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2021 · Amount on Record |
| Deed Sale | May 7, 2021 · Amount on Record |
| Prior Sale | Jun 10, 2010 · Amount on Record |
| Deed Document Number | 20212795 |
| Deed Book / Page | 3501 / 202 |
| Last Transfer Date | Jan 20, 2023 |
| Transfer Doc | 0000000317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 7686 COUNTY ROAD 1490, ADA, OK 74820-0522 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7686 COUNTY ROAD 1490, ADA, OK 74820-0522 |
| Document Number | 003634/104 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 3634/104 |
| Instrument | I-2022-004475 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | STRATFORD, OK 74872 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 7686 COUNTY ROAD 1490, ADA, OK 74820-0522 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002453/276 |
|---|---|
| Date | Jun 10, 2010 |
| Book Page | 2453/276 |
| Instrument | 2010-003066 |
| Name | VISION BANK NA |
|---|---|
| Address | ADA, OK 74821 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 9, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 7686 COUNTY ROAD 1490, ADA, OK 74820-0522 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002711/195 |
|---|---|
| Date | Jan 10, 2013 |
| Book Page | 2711/195 |
| Instrument | 2013-000203 |
| Name | VISION BANK NA |
|---|---|
| Type | Non-Lending Institution |
| Address | ADA, OK 74820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 8, 2014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | May 1, 2026 |
| Property Address | 7686 COUNTY ROAD 1490, ADA, OK 74820-0522 |
| Document Number | 0000002372 |
| Book / Page | 4003 / 48 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20262372 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7686 COUNTY ROAD 1490, ADA, OK 74820-0522 |
| Document Number | 0000002372, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 4003/48 |
| Instrument | 20262372 |
| Name | VISION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | May 7, 2021 |
| Property Address | 7686 COUNTY ROAD 1490, ADA, OK 74820-0522 |
| Document Number | 003501/202 |
| Book / Page | 3501 / 202 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021-002795 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $78.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7686 COUNTY ROAD 1490, ADA, OK 74820-0522 |
| Document Number | 2021002796 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021-002796 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 7, 2022 |
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pontotoc County |
| Unified School District | Vanoss Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,096 (+5.02%) Land $2,046 Building $5,050 | $59,123 (-61.79%) Land $17,046 Building $42,077 | |
| 2025 | $622.00 (-1.43%) | $6,757 (+5%) Land $1,948 Building $4,809 | $154,718 (-4.42%) Land $35,000 Building $119,718 |
| 2024 | $631.00 (+10.51%) | $6,435 (+4.99%) Land $1,855 Building $4,580 | $161,871 (+216.93%) Land $35,000 Building $126,871 |
| 2023 | $571.00 | $6,129 Land $1,800 Building $4,329 | $51,074 Land $15,000 Building $36,074 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 61% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PONTOTOC CO RWD # 8 serves 4,250 people · EPA ID OK2006215 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| 360 Broadband Fixed Wireless | 200 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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