7685 River Rd, Indianapolis, IN 46240 Property Records

Marion County property record for 7685 River Rd, Indianapolis, IN 46240

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,428 sqft · built 1985
Lot Size	0.124 acres (5,406 sqft)
Owner	Individual Name on File
Last Sale	$192,304 (Oct 2026)
Tax Bill	$1,758 (2025)
Deeds & Mortgages	Oct 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-02-30-119-008.000-800`

Property Details

APN / Parcel Number

Primary APN	`49-02-30-119-008.000-800`
Alternative APN	`8055103`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft
Upper Floors Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,406 sqft (0.124 acres)
Garage Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	7685 RIVER RD
City	INDIANAPOLIS
State	IN
Zip	46240-2938
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	NORTH SHORE HORIZONTAL PROPERTY REGIME UNIT 20& 2.777% INT IN COMMON AREA
Legal Subdivision	NORTH SHORE HORIZONTAL PROPERTY REGIME
Legal Lot Number	1
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3004
Census Tract	320301

Owner

7685 River Rd, a condominium, is owned and occupied by an individual who bought it in October 2026.

Source: Marion County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	7685 RIVER RD, INDIANAPOLIS, IN 46240-2938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026 · Amount on File
Deed Sale	Oct 5, 2026 · Amount on File
Prior Sale	Apr 1, 2010 · Amount on File
Deed Document Number	202686906
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Oct 5, 2026
Property Address	7685 RIVER RD, INDIANAPOLIS, IN 46240-2938
Document Number	0000086906
Instrument Date	Sep 28, 2026
Instrument	202686906
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7685 RIVER RD, INDIANAPOLIS, IN 46240-2938

Mortgage

Document Number	0000086907,
Date	Oct 5, 2026
Instrument	202686907

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7685 River Rd was $1,758, down 12.2% from the year before.

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Washington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,758.00 (-12.23%)	$169,100 Land $28,800 Building $140,300	$169,100 Land $28,800 Building $140,300
2024	$2,003.00 (+4.49%)
2023	$1,917.00 (-10.92%)	$176,100 (+0.06%) Land $29,200 Building $146,900	$176,100 (+0.06%) Land $29,200 Building $146,900
2022	$2,152.00 (+20.43%)	$176,000 Land $29,100 Building $146,900	$176,000 Land $29,100 Building $146,900
2021	$1,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7685 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	79 (1980–2026)
Claims Outside the SFHA	1 of 79
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 10 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 12 claims Severe Storms & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7685 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Spectrum, T-Mobile, Verizon.

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