7685 Chablis Cir, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7685 Chablis Cir, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,156 sqft · built 2001
Lot Size	0.091 acres (3,964 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (May 2023)
Tax Bill	$2,656 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-2S-27-5577-00B00-0070`

Property Details

APN / Parcel Number

Primary APN	`24-2S-27-5577-00B00-0070`
Alternative APN	`S27224557700B000070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,156 sqft Living Area
Gross Area	1,548 sqft
1st Floor Area	1,156 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	3,964 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7685 CHABLIS CIR
City	NAVARRE
State	FL
Zip	32566-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PBD
Legal Description	VINEYARD (THE) LOT 7 BLK B AS DES IN OR 4391 PG 1185
Legal Range	27W
Legal Township	2S
Legal Section	24
Legal Subdivision	VINEYARD (THE)
Legal Block	B
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1009
Census Tract	10821

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1616 SWANN ST NW, WASHINGTON, DC 20009-6401
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
May 3, 2023	Intrafamily Transfer, Transfer SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE
Sep 23, 2022	Intrafamily Transfer, Transfer
Aug 16, 2021	Warranty Deed, Transfer · VA Mortgage INLANTA MORTGAGE INC
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HARVESTERS FCU
May 24, 2017	Grant Deed, Transfer · Conventional Mortgage MORTGAGE TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	202319359
Deed Book / Page	4391 / 1185
Prior Transfer Date	Apr 26, 2023
Prior Transfer Doc	0043911183
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 3, 2023
Property Address	7685 CHABLIS CIR, NAVARRE, FL 32566-8417
Document Number	0043911185
Book / Page	4391 / 1185
Map Reference	MB G PG 48
Instrument Date	May 1, 2023
Instrument	202319359
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3796 CAMBRIDGE CROSSING DR, SAINT CHARLES, MO 63304-5002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1616 SWANN ST NW, WASHINGTON, DC 20009-6401

Mortgage

Document Number	0043911188
Date	May 3, 2023
Instrument	4391/1188

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year T-Bill
Max Rate	12.6%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	May 3, 2023
Property Address	7685 CHABLIS CIR, NAVARRE, FL 32566-8417
Document Number	0043911183
Book / Page	4391 / 1183
Map Reference	MB G PG 48
Instrument Date	Apr 26, 2023
Instrument	202319358
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3796 CAMBRIDGE CROSSING DR, SAINT CHARLES, MO 63304-5002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3796 CAMBRIDGE CROSSING DR, SAINT CHARLES, MO 63304-5002

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 23, 2022
Property Address	7685 CHABLIS CIR, NAVARRE, FL 32566-8417
Document Number	0043290301
Book / Page	4329 / 301
Map Reference	MB 10 PG 87
Instrument Date	Sep 23, 2022
Instrument	202254957
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7685 CHABLIS CIR, NAVARRE, FL 32566-8417

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 16, 2021
Property Address	7685 CHABLIS CIR, NAVARRE, FL 32566-8417
Document Number	0041631360
Book / Page	4163 / 1360
Map Reference	MB G PG 48
Instrument Date	Aug 6, 2021
Instrument	202154790
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6859 LIBERTY ST, 6859, NAVARRE, FL 32566-8610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7685 CHABLIS CIR, NAVARRE, FL 32566-8417

Mortgage

Document Number	41631363
Date	Aug 16, 2021
Instrument	4163/1363

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7685 CHABLIS CIR, NAVARRE, FL 32566-8417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039180973
Date	Feb 13, 2020
Book Page	3918/973
Instrument	202007032

Lender

Name	HARVESTERS FCU
Type	Credit Union
Address	CANTONMENT, FL 32533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 24, 2017
Property Address	7685 CHABLIS CIR, NAVARRE, FL 32566-8417
Document Number	0036271413
Book / Page	003627 / 001413
Instrument Date	May 11, 2017
Instrument	21095
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$829.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 FORT PICKENS RD #254 GULF BREEZE FL 325615115, 254, GULF BREEZE, FL 32561-5115

Mortgage

Document Number	36271421
Date	May 24, 2017
Book Page	003627/001421
Instrument	21096

Lender

Name	MORTGAGE TR
Address	PENSACOLA, FL 32502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,623 (-1.78%) Land $55,000 Building $155,623	$210,623 (-1.78%) Land $55,000 Building $155,623
2024	$2,656.00 (+60.39%)	$214,443 (+26.54%) Land $55,000 Building $159,443	$214,443 (+4.63%) Land $55,000 Building $159,443
2023	$1,656.00 (+3.11%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$169,469 (+3%)	$204,948 (+15.29%) Land $32,000 Building $172,948
2022	$1,606.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$164,533	$177,764 Land $30,000 Building $147,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Ripple Broadband.

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