7680 Troy Ter, La Mesa, CA 91942 Property Records

San Diego County property record for 7680 Troy Ter, La Mesa, CA 91942

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1956
Lot Size	0.172 acres (7,500 sqft)
Owner	Trust Name on File
Last Sale	$359,000 (Jun 2003)
Tax Bill	$6,892 (2025)
Deeds & Mortgages	Nov 2021 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`470-161-01-00`

Property Details

APN / Parcel Number

Primary APN	`470-161-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7680 TROY TER
City	LA MESA
State	CA
Zip	91942-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1 TR 003178
Legal Subdivision	TROY TERRACE
Legal Tract	003178
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	14701

Owner

7680 Troy Ter is owner-occupied and held in a trust since November 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	6980 ADAMS AVE, LA MESA, CA 91942-4517
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Intrafamily Transfer, Transfer
Mar 30, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Apr 27, 2018	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Apr 15, 2017	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2003 · Amount on File
Deed Sale	Jun 27, 2003 · Amount on File
Prior Sale	Apr 14, 2003 · Amount on File
Deed Document Number	2003767179
Last Transfer Date	Nov 17, 2021
Transfer Doc	0000804611
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2021
Property Address	7680 TROY TER, LA MESA, CA 91942-4926
Document Number	0000804611
Map Reference	MAP 3178
Instrument Date	Nov 17, 2021
Instrument	2021-0804611
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6980 ADAMS AVE # 6982, 6982, LA MESA, CA 91942-4517

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7680 TROY TER, LA MESA, CA 91942-4926
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14834 QUAI HAVEN LANE, LA MESA, CA 91942

Mortgage

Document Number	0000244375
Date	Mar 30, 2021
Instrument	2021-0244375

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7680 TROY TER, LA MESA, CA 91942-4926
Document Number	0000181620
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14834 QUAIL HAVEN LN EL CAJON CA 920192950, EL CAJON, CA 92019-2950

Mortgage

Document Number	0000181620
Date	May 7, 2018
Instrument	181620

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7680 TROY TER, LA MESA, CA 91942-4926
Document Number	0000180147
Instrument Date	Apr 15, 2017
Transaction Type	Mortgage
Record Updated	Apr 27, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7680 TROY TER LA MESA CA 919424926, LA MESA, CA 91942-4926

Mortgage

Document Number	0000180147
Date	Apr 21, 2017
Instrument	180147

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7680 Troy Ter was $6,892 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$530,311 (+2%) Land $319,251 Building $211,060
2025	$6,892.00 Homeowner's exemption	$519,914 Land $312,992 Building $206,922
2023	$6,677.00 (+1.29%) Homeowner's exemption	$499,727 Land $300,839 Building $198,888
2022	$6,592.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7680 Troy Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7680 Troy Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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