7680 Markel Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 7680 Markel Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,091 sqft · built 1995
Lot Size	10.1 acres (439,956 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Nov 2025)
Tax Bill	$928 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-23-012-2002-500`

Property Details

APN / Parcel Number

Primary APN	`74-23-012-2002-500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,091 sqft Living Area
1st Floor Area	1,668 sqft
Basement Area	1,668 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	439,956 sqft (10.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7680 MARKEL RD
City	IRA
State	MI
Zip	48023-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	BEG E 671.54' FROM INT 1/4 COR, TH E 335.77', TH N 0D 8M 34S W 1309',TH W 336.40', TH S 0D 10M 13S E 1309' TO BEG SECTION 12
Legal Range	15E
Legal Township	03N
Legal Section	12
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	4
Census Block	4028
Census Tract	650100

Owner

7680 Markel Rd is owned and occupied by two individuals who bought it in November 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57456 WOODCREEK, NEW HAVEN, MI 48048-2962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 26, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	Jan 13, 2005 · Amount on File
Deed Document Number	202522807
Deed Book / Page	5875 / 331
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7680 MARKEL RD, IRA, MI 48023-2216
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7680 MARKEL RD, IRA, MI 48023-2216

Mortgage

Document Number	0005467558
Date	Dec 22, 2021
Book Page	5467/558
Instrument	2021035786

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2051

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 26, 2025
Property Address	7680 MARKEL RD, IRA, MI 48023-2216
Document Number	0005875331
Book / Page	5875 / 331
Instrument Date	Nov 3, 2025
Instrument	2025022807
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$4,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7680 MARKEL RD, IRA, MI 48023-2216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57456 WOODCREEK, NEW HAVEN, MI 48048-2962

Mortgage

Document Number	2025021339
Date	Nov 26, 2025
Instrument	2025021339

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0005868661
Date	Nov 6, 2025
Book Page	5868/661
Instrument	2025021339

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 7680 Markel Rd was $928 with a homeowner's exemption, down 75.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,300 (+6.14%)	$452,600
2025	$928.00 (-75.42%) Homeowner's exemption	$213,200
2024	$3,776.00		$426,400
2023		$176,300
2022	$3,465.00		$352,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7680 Markel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7680 Markel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Duke Broadband Fiber	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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