768 Roberts Chapel Rd, Stem, NC 27581 Property Records

Granville County property record for 768 Roberts Chapel Rd, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,694 sqft · built 1987
Lot Size	7.07 acres (307,969 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (May 2020)
Tax Bill	$3,184 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20156-46366303`

Property Details

APN / Parcel Number

Primary APN	`20156-46366303`
Alternative APNs	`086800898331` `086800 006` `64302039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,694 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	307,969 sqft (7.07 acres)
Garage Type	Attached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	246 sqft
Deck Area	590 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	64302039
Street Address	768 ROBERTS CHAPEL RD
City	STEM
State	NC
Zip	27581-9552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WSW80
Legal Description	PONDEROSA LOT 8
Legal Subdivision	PONDEROSA
Legal Lot Number	8
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1016
Census Tract	970701

Owner

Source: Granville County records · APN 20156-46366303

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1150 SHONELE LN, STEM, NC 27581-9585
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 01, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2020 · Amount on Record
Deed Sale	May 01, 2020 · Amount on Record
Prior Sale	Jun 21, 2007 · Amount on Record
Deed Book / Page	1773 / 817
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	768 ROBERTS CHAPEL RD, STEM, NC 27581-9552
Transaction Type	Mortgage
Record Updated	May 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001943/740
Date	Apr 18, 2023
Book Page	1943/740

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BUTNER, NC 27509

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	768 ROBERTS CHAPEL RD, STEM, NC 27581-9552
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001889/152
Date	Feb 16, 2022
Book Page	1889/152

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2042

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	May 01, 2020
Property Address	768 ROBERTS CHAPEL RD, STEM, NC 27581-9552
Document Number	001773/817
Book / Page	1773 / 817
Map Reference	MB 37 PG 50
Instrument Date	Apr 24, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	768 ROBERTS CHAPEL RD, 768, STEM, NC 27581-9552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 ROBERTS CHAPEL RD, STEM, NC 27581-9552

Mortgage

Document Number	0001773819
Date	May 01, 2020
Instrument	1773/819

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,184.00 (+43.42%)	$443,343 (+88.46%) Land $89,604 Building $353,739
2024			$443,343 (+88.46%) Land $89,604 Building $353,739
2023	$2,220.00 (+0.95%)	$235,240 (-) Land $50,801 Building $184,439	$235,240 (-) Land $50,801 Building $184,439
2022	$2,199.00	$235,240 Land $50,801 Building $184,439	$235,240 Land $50,801 Building $184,439

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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