San Diego County property record for 768 Ramona Pl, Del Mar, CA 92014
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,048 sqft · built 1976 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,100 (2025) |
| Deeds & Mortgages | Feb 2022 Reverse Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 298-391-10-00 |
| Primary APN | 298-391-10-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,048 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 25,700 sqft (0.59 acres) |
| View / Lot | Ocean |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 2983901800 |
|---|---|
| Street Address | 768 RAMONA PL |
| City | DEL MAR |
| State | CA |
| Zip | 92014-3905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ER-2b |
| Legal Description | BLK 6 LOT 1 POR TR 001774 |
| Legal Subdivision | KEENEYS MARINE VIEW GARDENS |
| Legal Tract | 001774 |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 17306 |
768 Ramona Pl is owner-occupied and held in a trust since January 2022.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 768 RAMONA PL, DEL MAR, CA 92014-3905 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2022 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Aug 8, 2018 | Deed of Trust, Mortgage FINANCE OF AMERICA REVERSE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 2, 2022 |
| Transfer Doc | 0000089328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 28, 2022 |
| Property Address | 768 RAMONA PL, DEL MAR, CA 92014-3905 |
| Document Number | 0000089328 |
| Map Reference | MAP 1774 |
| Instrument Date | Jan 2, 2022 |
| Instrument | 2022-0089328 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 768 RAMONA PL, DEL MAR, CA 92014-3905 |
| Document Number | 0000089329 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022-0089329 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 806 Months |
| Due | Apr 24, 2089 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 768 RAMONA PL, DEL MAR, CA 92014-3905 |
| Document Number | 0000337111 |
| Instrument Date | Aug 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 768 RAMONA PL DEL MAR CA 920143905, DEL MAR, CA 92014-3905 |
| Document Number | 0000337111 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 337111 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | 8023 E 63RD PL # 700, TULSA, OK 74133-1240 |
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 768 Ramona Pl was $4,100 with a homeowner's exemption, up 3.4% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Solana Beach City |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Elementary School District | Solana Beach Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $315,956 (+2%) Land $41,212 Building $274,744 | |
| 2025 | $4,100.00 (+3.38%) Homeowner's exemption | $309,761 Land $40,404 Building $269,357 |
| 2024 | $3,966.00 (+1.88%) | |
| 2023 | $3,893.00 (+1.38%) Homeowner's exemption | $297,735 Land $38,836 Building $258,899 |
| 2022 | $3,840.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 768 Ramona Pl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1980–2010) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jan 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 768 Ramona Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA FE I.D. serves 21,539 people · EPA ID CA3710023 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FiberFirst Fiber | 5,000 / 5,000 |
| Ting Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: San Diego Broadband, T-Mobile, Verizon.
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