768 Pearl St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 768 Pearl St, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1925
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Dec 2024)
Tax Bill	$1,740 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-3160-0012-00-8`

Property Details

APN / Parcel Number

Primary APN	`52-3160-0012-00-8`
Alternative APN	`11-52-3160-0012-00-8`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	624 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	768 PEARL ST
City	BENTON HARBOR
State	MI
Zip	49022-4984
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICT A
Legal Description	LOT 12 BLK 1 HUNTER'S ADD TO CITY OF BENTON HARBOR
Legal Subdivision	HUNTERS ADD
Legal Block	1
Legal Lot Number	12
Legal Unit	12
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON HARBOR
Census Block Group	1
Census Block	1017
Census Tract	500

Owner

768 Pearl St is owned and occupied by an individual who bought it in December 2024.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	768 PEARL ST, BENTON HARBOR, MI 49022-4984
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage JDK TRADITION LLC
May 3, 2023	Warranty Deed, Transfer
Jan 14, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on File
Deed Sale	Dec 12, 2024 · Amount on File
Prior Sale	May 24, 2023 · Amount on File
Deed Document Number	2024420368
Deed Book / Page	3440 / 3280
Prior Transfer Date	Jan 5, 2022
Prior Transfer Doc	03360/1940
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 24, 2023
Property Address	768 PEARL ST, BENTON HARBOR, MI 49022-4984
Document Number	03404/2191
Book / Page	3404 / 2191
Map Reference	VOL 3 PG 13
Instrument Date	May 19, 2023
Instrument	2023381147
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1151 BISHOP AVE, BENTON HARBOR, MI 49022-5203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4839 RED ARROW HWY, COLOMA, MI 49038-8952

Mortgage

Document Number	2023381148
Date	May 24, 2023
Instrument	2023381148

Lender

Name	JDK TRADITION LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 3, 2023
Property Address	768 PEARL ST, BENTON HARBOR, MI 49022-4984
Document Number	03403/1405
Book / Page	3403 / 1405
Map Reference	VOL 3 PG 13
Instrument Date	May 2, 2023
Instrument	2023379935
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	768 PEARL ST, BENTON HARBOR, MI 49022-4984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1151 BISHOP AVE, BENTON HARBOR, MI 49022-5203

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 14, 2022
Property Address	768 PEARL ST, BENTON HARBOR, MI 49022-4984
Document Number	03360/1940
Book / Page	3360 / 1940
Map Reference	MB 3 PG 13
Instrument Date	Jan 5, 2022
Instrument	2022340533
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 PEARL ST, BENTON HARBOR, MI 49022-4984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 PEARL ST, BENTON HARBOR, MI 49022-4984
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 768 Pearl St was $1,740.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Benton Harbor City
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,600	$57,200
2025	$1,740.00
2023		$16,900	$33,800
2022	$434.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 768 Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 768 Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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