768 Morgan St, Cincinnati, OH 45206 Property Records

Hamilton County property record for 768 Morgan St, Cincinnati, OH 45206

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,632 sqft · built 2017
Lot Size	0.091 acres (3,964 sqft)
Owner	Company Name on Record
Last Sale	$245,000 (Jan 2021)
Tax Bill	$304 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`068-0003-0272-00`

Property Details

APN / Parcel Number

Primary APN	`068-0003-0272-00`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	816 sqft

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	3,964 sqft (0.091 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	768 MORGAN ST
City	CINCINNATI
State	OH
Zip	45206-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NS MORGAN ST 0.091 AC S7 T3 FR2
Legal Subdivision	STEPHEN KEMPER SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1031
Census Tract	26700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2486 OBSERVATORY AVE, CINCINNATI, OH 45208-1262
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Apr 19, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 20, 2021	Warranty Deed, Transfer ATTORNEY ONLY
May 15, 2020	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Jul 17, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	0000008126
Deed Book / Page	014337 / 000333
Last Transfer Date	Apr 19, 2021
Transfer Doc	0000049033
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	768 MORGAN ST, CINCINNATI, OH 45206-2350
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 OBSERVATORY AVE, CINCINNATI, OH 45208-1262

Mortgage

Document Number	0000049176
Date	Jul 17, 2023
Book Page	14958/1678
Instrument	2023-0049176

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	32890

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 14, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 19, 2021
Property Address	768 MORGAN ST, CINCINNATI, OH 45206-2350
Document Number	0000049033
Book / Page	14399 / 3739
Map Reference	MB 1 PG 272
Instrument Date	Apr 15, 2021
Instrument	2021-0049033
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 OBSERVATORY AVE, CINCINNATI, OH 45208-1262

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 20, 2021
Property Address	768 MORGAN ST, CINCINNATI, OH 45206-2350
Document Number	0000008126
Book / Page	014337 / 000333
Instrument Date	Dec 17, 2020
Instrument	8126
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$980.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 MORGAN ST CINCINNATI OH 452062350, CINCINNATI, OH 45206-2350

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	768 MORGAN ST, CINCINNATI, OH 45206-2350
Document Number	0000049151
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 MORGAN ST CINCINNATI OH 452062350, CINCINNATI, OH 45206-2350

Mortgage

Document Number	0000049151
Date	May 27, 2020
Book Page	014176/000379
Instrument	49151

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	May 26, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	768 MORGAN ST, CINCINNATI, OH 45206-2350
Document Number	0000060234
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 MORGAN ST CINCINNATI OH 452062350, CINCINNATI, OH 45206-2350

Mortgage

Document Number	0000060234
Date	Jul 24, 2019
Book Page	013965/002518
Instrument	60234

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$304.00 (+3.05%)	$85,750 (-) Land $4,592 Building $81,158
2024	$295.00 (-1.99%)	$85,750 (-) Land $4,592 Building $81,158
2023	$301.00 (+43.33%)	$85,750 (+13.49%) Land $4,592 Building $81,158	$245,000 (+13.49%) Land $13,120 Building $231,880
2022	$210.00 Homeowner's exemption	$75,559 Land $2,769 Building $72,790
2020			$215,880 Land $7,910 Building $207,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xiber.

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