768 Ginger Mill Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 768 Ginger Mill Dr, Saint Johns, FL 32259

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,444 sqft · built 2005
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Sep 2018)
Tax Bill	$2,984 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249554-0404`

Property Details

APN / Parcel Number

Primary APN	`249554-0404`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,444 sqft Living Area
Gross Area	1,694 sqft
1st Floor Area	650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	70 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	768 GINGER MILL DR
City	SAINT JOHNS
State	FL
Zip	32259-6266
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	49/9-12 RIVERSIDE AT JULINGTON CREEK PLANTATION PHASES 2 3 & 4 LOT 40-D OR4607/546
Legal Range	27E
Legal Township	04S
Legal Section	34
Legal Subdivision	RIVERSIDE AT JULINGTON CREEK PLANTATION
Legal Block	2
Legal Lot Number	40-D
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

Source: St. Johns County records · APN 249554-0404

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	768 GINGER MILL DR, SAINT JOHNS, FL 32259-6266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 05, 2018 · Amount on Record
Deed Sale	Sep 05, 2018 · Amount on Record
Prior Sale	Sep 23, 2005 · Amount on Record
Deed Document Number	201864302
Deed Book / Page	4607 / 546
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	768 GINGER MILL DR, SAINT JOHNS, FL 32259-6266
Document Number	0050470619
Instrument Date	Sep 01, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 GINGER MILL DR ST JOHNS FL 322596266, ST JOHNS, FL 32259-6266

Mortgage

Document Number	0050470619
Date	Sep 21, 2020
Book Page	005047/000619
Instrument	80771

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,502 (+2.7%)	$220,569 (-5.33%) Land $50,000 Building $170,569
2025	$2,984.00 (+11.59%) Homeowner's exemption	$169,914 (+5.99%)	$232,991 (+1.41%) Land $53,000 Building $179,991
2024	$2,674.00 (+12.54%)
2023	$2,376.00 (+2.81%) Homeowner's exemption	$160,316 (+3%)	$229,744 (+4.05%) Land $50,000 Building $179,744
2022	$2,311.00 Homeowner's exemption	$155,647	$220,805 Land $44,800 Building $176,005

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

Based on FCC filings for 287 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.