Polk County property record for 768 Canberra Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,888 sqft · built 1986 |
| Lot Size | 0.316 acres (13,756 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $337,000 (Jul 2025) |
| Tax Bill | $1,829 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-30-000000-021072 |
| Primary APN | 27-28-30-000000-021072 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 2,504 sqft |
| 1st Floor Area | 1,613 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 13,756 sqft (0.316 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Florida Room |
| Porch Area | 290 sqft |
| Cooling System | Central |
|---|
| Street Address | 768 CANBERRA RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BEG 1951.33 FT N & 888.71 FT W OF SE COR OF SEC RUN W 79 FT N 129.08 FT S 88 DEG 12 MIN 30 SEC E 131 FT TO POINT ON CURVE SELY ALONG CURVE A CHORD DISTANCE OF 38.23 FT S 53 DEG 20 MIN 49 SEC W 82.12 FT S 40.61 FT TO POB BEING LOT 229 OF UNREC CYPRESS |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 30 |
| Legal Subdivision | CYPRESSWOOD |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 229 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 14123 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 768 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Jan 23, 2018 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 10, 2017 | Grant Deed, Transfer SUNBELT TITLE SERVICES INC |
| Oct 6, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2025 · Amount on Record |
| Deed Sale | Jul 24, 2025 · Amount on Record |
| Prior Sale | Jan 23, 2018 · Amount on Record |
| Deed Document Number | 2025173241 |
| Deed Book / Page | 13637 / 538 |
| Prior Transfer Date | Oct 6, 2017 |
| Prior Transfer Doc | 0102830232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 768 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 768 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Document Number | 0000107205 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 11687/275 |
| Instrument | 2021107205 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Feb 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 23, 2018 |
| Property Address | 768 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Document Number | 0103750058 |
| Book / Page | 010375 / 000058 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 16028 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2018 |
| Title Company | REAL ESTATE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,246.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 252 SANTA ROSA DR WINTER HAVEN FL 338841208, WINTER HAVEN, FL 33884-1208 |
| Document Number | 103750059 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 010375/000059 |
| Instrument | 16029 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 10, 2017 |
| Property Address | 768 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Document Number | 0102830232 |
| Book / Page | 010283 / 000232 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 194089 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2017 |
| Title Company | SUNBELT TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7689 CANBERRA RD WINTER HAVEN FL 33884, WINTER HAVEN, FL 33884 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 6, 2017 |
| Property Address | 768 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Document Number | 0102791912 |
| Book / Page | 010279 / 001912 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 191444 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 768 CANBERRA RD WINTER HAVEN FL 338841208, WINTER HAVEN, FL 33884-1208 |
| Document Number | 102791912 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 010279/001912 |
| Instrument | 191444 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 5, 2018 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,982 (+38.68%) Land $42,000 Building $209,982 | $251,982 (+3.84%) Land $42,000 Building $209,982 | |
| 2025 | $1,829.00 (-16.94%) | $181,698 (+5.99%) | $242,664 (+0.82%) Land $42,000 Building $200,664 |
| 2023 | $2,202.00 (+3.43%) Homeowner's exemption | $171,434 (+3%) | $240,695 (+10.9%) Land $40,000 Building $200,695 |
| 2022 | $2,129.00 Homeowner's exemption | $166,441 | $217,030 Land $34,000 Building $183,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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